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How about a student visa credit card?
How do college students apply for Visa credit card?

Processing flow:

1. Please download, fill in and sign the personal account opening application form, and select the debit card application option in the application form. You can also obtain this form from the Bank of China (UK) Limited.

2. Please present this application form and other application materials to any branch of Bank of China (UK) Limited for account opening.

In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank.

After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

How to handle college students' credit cards;

1. Pay attention to the credit cards launched by some banks to enter the college student market.

At present, several banks have successfully launched credit cards for college students' market, but the amount of such credit cards is not very high. You can find out which banks are available. Just go to the bank in official website and check. Please remember that the credit card limit can be gradually increased, and credit is also a cumulative process.

2. It was recommended by others.

Some people also apply for credit cards in this way. Because college students live on campus, many people's friends are also college students. Because college students have little fixed income, banks rarely approve college students who successfully apply for credit cards to recommend other college students to apply for credit cards. However, there are still successful examples.

3. Use the secondary card.

When banks handle credit cards, they usually introduce primary cards and secondary cards. If the parents of college students apply for a credit card successfully, they can ask for a secondary card, which is for college students.

4. Precautions:

When handling a credit card, be sure to ask about the credit card limit, integral rules, repayment period, overdraft interest, etc.

Please spend rationally and don't overdraw at will.

Refer to the above information: Baidu Encyclopedia-China Bank visa Debit Card.

How do college students apply for visa credit card

At least 18 years old, with full capacity for civil conduct; Individuals with good credit records can apply for a visa card. Students who want to apply for a visa card need to provide their ID card and student ID card.

Students should choose a good bank before applying for a visa card, and then apply for a visa card at the counter or online. The general bank will give a reply within 10 working days after processing the visa card. For details, students can call the bank customer service directly.

VISA card was issued by Visa International at the end of 1982. Its predecessor was NationalBankAmericardInc, which was founded in 1959 and issued Bank-American in California.

1977 changed its name to Visa and issued the first debit card. 1987 launched multi-currency clearing and settlement services to improve the efficiency of cross-border payment and settlement. The total transaction amount of brand payment products of 1997 exceeds 1 trillion USD.

Category service

In 2008, Visa was listed on the new york Stock Exchange (NYSE), and it became the largest IPO in American history with a financing amount as high as 654.38+09.7 billion US dollars, with the stock trading code "V"; In 2008, as of June 5438+February 3, 20081,the transaction volume of American debit cards exceeded that of credit cards for the first time.

More than 29 million merchant trading points in the world can accept Visa cards, and 6.5438+0.8 million ATM can withdraw cash services, which is infinitely convenient. There are more than 654.38+85 million Visa cards in circulation around the world, which proves that Visa is the most popular payment brand. Visa provides a wide range of credit and debit card products to meet various payment and daily needs.

Pukezhubei

The most popular Visa card in the world enjoys convenient, safe and reliable payment service.

Whether it is daily shopping, hotel reservation or online bookstore shopping, Visa card is the most recognized and accepted by merchants, and it is equally popular online and in the real world.

gold card

Whether you are a new customer with a good credit record or an old customer who has always supported the Visa card, please upgrade to the Visa gold card immediately and enjoy the gold standard of excellent service.

As long as you hold a Visa gold card, you can enjoy a credit line of more than $5,000, revolving credit line, emergency card replacement service and travel cash expenditure service. In addition, Visa gold card holders can also enjoy travel accident insurance, medical and legal service introduction and assistance, and 24-hour free telephone support from Visa Global Emergency Service Center.

platinum card

Visa Platinum Card provides ultra-high credit limit, tailor-made tourist reception services and entertainment projects, 500,000 US dollars of travel accident insurance, and a series of attractive exclusive offers.

Infinite card

Visa Unlimited Card goes beyond the ordinary payment boundary, providing a credit line that is hard to find elsewhere, unimaginable convenience, tailor-made preferential treatment and unparalleled service. Only a few invited people can enjoy the unique status of Visa Unlimited Card.

What about the students? Do you need parents for visa cards?

If students want to apply for a VISA credit card (debit card), 18-year-old students can choose their own bank, log in to official website and find a suitable card online operation application; It is also possible to apply at the offline business outlets of banks, without parents. As long as the personal credit is good, it is generally not difficult to handle it.

If the student is under the age of 18, it is impossible for the student to apply for a VISA credit card (debit card) (nor can other types of credit cards). Unless their parents have VISA credit cards (debit cards) and the students are over 13 or 14 years old, they can apply for supplementary cards for students.

This is the end of the introduction on how to apply for visa credit card and visa bank card for students. I wonder if you have found the information you need?