Legal analysis: registered card holders can apply for credit loans from students when they go to college. According to the relevant laws and regulations, the state and society provide various forms of financial assistance to children, adolescents and young people who meet the requirements for admission and have financial difficulties. They can get scholarships, loans, grants and state grants in accordance with relevant state regulations.

Legal basis: Education Law of the People's Republic of China

Article 38 The state and society provide various forms of financial assistance to children, adolescents and young people who meet the requirements for admission and have financial difficulties in their families.

Article 43 Educated persons shall enjoy the following rights:

(a) to participate in various activities arranged by the education and teaching plan, and to use education and teaching facilities, equipment and books;

(two) in accordance with the relevant provisions of the state to obtain scholarships, loans and grants;

(three) to obtain a fair evaluation of academic performance and conduct, and to obtain corresponding academic certificates and degree certificates after completing the prescribed studies;

(four) if he refuses to accept the punishment given by the school, he shall appeal to the relevant departments, and lodge a complaint or bring a lawsuit against the school and teachers for infringing his personal rights, property rights and other legitimate rights and interests;

(5) Other rights stipulated by laws and regulations.