Because the money has been applied for, it will generate debt and interest, so the principal and interest must be paid off on time.

Shenzhen Rural Commercial Bank's Dream Building Fund has two interest-bearing methods, one is calculated on a daily basis, with a minimum of 1. 5 yuan borrows 65,438+00,000 yuan from 45 yuan for one month a day. This interest rate is 30% off, and most people can't enjoy it. At present, most customers are 2. 5 yuan borrows 10000 yuan from 75 yuan for one month a day. This price is 50% off. This kind of interest calculated by the day can be repaid with the loan, and the interest is repaid first and then the principal, 1 year. Only the interest is paid every month, and the principal can be paid in one lump sum at maturity. The other is the repayment method of equal principal and interest, and the monthly interest rate is 0. 35%, the rate is 50% off, which can be divided into three years at the longest, and the liquidated damages of 1% shall be settled in advance.