No, Master of Stars Education is an institution registered by the Ministry of Education, with a business license and national certification. Master of starlight education is not a routine loan. Routine loan is to lure or force the victim to sign relevant agreements such as "loan" or "loan", "mortgage" and "guarantee" for the purpose of illegal possession, and to form false creditor's rights and debts by falsely increasing the loan amount, maliciously creating a breach of contract, arbitrarily identifying a breach of contract and destroying repayment evidence.