Financial Quotient-Quotient refers to a person's ability to handle money (wealth), including three parts: concept, knowledge and behavior. These three parts are called "equilateral triangle of finance and quotient". The first side of the triangle is thinking (concept), that is, thinking about money and wealth; The second side is knowledge, how to treat money and wealth; The third aspect is behavior, how to do it in front of money and wealth; These three parts support, influence and connect with each other, forming a dynamic system of financial quotient. Financial quotient also teaches students necessary and appropriate economic common sense, and cultivates very important thinking abilities that accompany students' growth: independent thinking ability, innovative ability, self-management ability and effective learning ability.

Financial quotient education-Mr. Tang Xiaoming, a well-known financial quotient education expert in China, believes that financial quotient refers to a person's ability to know, create and manage money (wealth). Financial Quotient (FQ), together with IQ and EQ, is called the necessary three quotients of modern economic man. The systematic study and training of financial quotient is financial quotient education.

Financial and Business Education-Family Education Book, edited by Zhang Zhenpeng. With popular language and rich cases, this book comprehensively expounds the connotation and methods of financial quotient education from different angles, such as attaching importance to cultivating children's financial quotient, cultivating children's financial skills, unlocking children's wealth passwords, tapping children's financial quotient potential and enriching children's financial quotient knowledge, so that parents can master how to effectively cultivate their children's financial quotient and lay a foundation for their future growth.