There are many kinds of children's education insurance in life insurance co., Ltd., taking Cherish Angel's children's education insurance as an example, children receive higher education and full-time education or entrepreneurship at the age of 18 and 22, respectively, to provide financial support for their study and entrepreneurship; During this period, customers can also share the operating income of insurance companies in the form of dividends to offset some inflation. At the same time, the "Cherish Angels" program also provides four benefits: hospitalization allowance, living allowance, education allowance and insurance premium exemption. Once the insured parents die or are totally disabled due to accidents, they can be automatically exempted from insurance premiums, and they can also provide five-year education allowance and living allowance for their children. In addition, Cherish Angel Children's Education Fund provides 30 kinds of critical illness insurance, daily hospitalization medical insurance and two kinds of insurance for insured parents. Cherish angel children's education fund covers 60 days-14 years old, and the insured is 20-55 years old. The payment period is divided into four types: wholesale payment, 3 years, 5 years and 10 year, and the applicable areas are mainly Beijing, Shanghai, Jiangsu, Zhejiang, Shandong, Hubei, Guangdong and Sichuan. Online insurance for children's education fund is not necessarily the best insurance choice for your children. I suggest that you might as well expand the range of choices and make a comprehensive comparison and choice. When choosing education fund insurance, parents should be forward-looking, consider other aspects of protection in advance, and choose more competitive insurance products or plans such as accident insurance, critical illness insurance and hospitalization medical insurance. I recommend the following products for you: Sunshine Travel Education Fund Protection Plan (dividend-paying type): * Junior high school/senior high school/university education fund optional * Death fund * Special high-risk disease-minimum monthly fee for insurance disease protection 100 yuan. 1. The minimum monthly expenses of the growing children's education fund protection plan are: * growth care fund, maturity insurance fund, death insurance fund * special premium exemption protection is 436 yuan.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.