What is the role of primary school students paying insurance premiums?
For primary school students, their social experience is relatively shallow and they are unconscious of some dangers. Therefore, providing primary school students with campus accident insurance can play a role in ensuring children's safety.
Students usually buy Xue Ping insurance at school, and the insurance liabilities include accidental death, accidental medical treatment and hospitalization. The annual premium is about 50 yuan, with low payment and high security. Or dealing with group accidents, the compensation is relatively high. School insurance is the minimum guarantee. Student insurance is generally based on school insurance, and then it depends on whether students' families buy rural cooperative medical insurance, community medical insurance or commercial insurance for their children.
(2) What does primary school student insurance include?
1, critical illness insurance
Critical illness insurance is mainly aimed at some major diseases that students may have. Different serious illness will have different insurance. Now, families are all only children. In case of serious illness and bad results, it will be an unbearable blow to individuals and families. Therefore, the protection of serious illness should be done as soon as possible, and the risks should be passed on to ensure the safety of students and reassure parents.
2. Education insurance
Education insurance is mainly an education fund, which is generally available in every commercial insurance company, mainly to protect students' money for going to college after high school. At present, social prices are rising seriously, inflation and other phenomena, so the cost of education has become a burden for many families, so education insurance is also a reserve for parents to prepare college education for their children according to their own conditions.
3. business accident insurance
Commercial accident insurance mainly provides some protection for students' accidental death, disability, burns and scalds, and may also include some special protection items such as accidental medical treatment and third party liability. For the accident insurance on the market, I can only say this here. Parents should make the right choice according to the actual situation.