Xue Ping insurance, the full name is comprehensive student safety insurance. At first, it was because students did not have social security for adult employees, and regional cooperative medical care was not very popular. Personal business insurance is not bought by every student. But for the school, what happened during the school period is even more embarrassing.

Therefore, in the name of the school, we initially purchased Xue Ping insurance for students according to the mode of group insurance. It is characterized by the group insurance model, which is economical and affordable, and the coverage is not bad, which is more cost-effective than buying it yourself. Therefore, it was originally considered as compulsory insurance for a school.

Later, with the increasing popularity of personal insurance and the exchange of interests in the unified purchase of Xue Ping insurance by schools, in 20 15, the Ministry of Education asked schools not to force students to buy Xue Ping insurance, but to ask students to buy it voluntarily.

There are some local companies that provide good academic insurance. If your child has not purchased relevant commercial insurance, Xue Ping insurance is a good choice. If you have configured a relatively complete security system for your children, it is not necessary to learn insurance. Now, if properly matched, many commercial insurances are better than those in Xue Ping. As for whether it is necessary, we should judge it according to our own actual situation.

If you buy it, remember to know the contents of Xue Ping insurance before you buy it. Companies in different regions still have great differences in the content of academic insurance. After insurance, remember to ask the insurance company for the insurance certificate and keep it properly. General medical insurance is basically a combination of accident insurance and hospitalization insurance. The specific content depends on the product.