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In order to prepare Xiaoying's college tuition fee of 5,000 yuan six years later, her parents have now participated in education savings. There are two ways to save:
Solution: We assume that the initial deposit principal is X yuan.

(1) directly deposited into a 6-year deposit.

X+X×2.88%×6=5000

Solution: X≈4264

(2) Deposit for 3 years. After 3 years, the principal and interest will be automatically transferred to another 3 years.

X+X×2.7%×3+(X+X×2.7%×3)×2.7%×3 = 5000

Solution: X≈4279

So: direct deposit for 6 years, the initial principal deposit is relatively small.