First, children's national life and happiness enjoyment edition
Insurance age: more than 28 days-17 years old
Warranty period: life.
Product features:
1, four lines of defense to protect children's health
The exclusive edition of Children's National Life and Happiness has four lines of defense, including mild illness, serious illness, children's specific diseases and accidents. It can be said that the guarantee content is very comprehensive.
2. The accumulative coverage of 260% is very high.
The Children's National Life Blessing Edition is also very strong in the amount of compensation, and 20% of the minor illness insurance amount can be paid three times in total. I believe parents can rest assured that the critical illness diagnosis claims 100% coverage, the children's specific disease diagnosis claims 100% coverage, and 260% coverage.
These are the advantages of this product. So, what are the disadvantages of China Life Insurance Fuzhen Premium Edition?
Second, China Life Kangning Children's Critical Illness Insurance
Insurance age: 0- 17 years old
Warranty period: 30 years
Product features: 150% premium will be returned when due.
It costs money to buy an insurance, and whether the premium is expensive is directly related to the protection. A critical illness insurance for children by China Life Kangning creates a big difference in children's insurance, that is, as long as the insurance expires, the insurance company will return 1.50% of the premium paid by the user, which can be said to be an insurance guarantee service.
Suitable for the crowd: suitable for families with insufficient funds, returning premiums is definitely a big advantage!
III. China Life Xinyu Children's Annuity Dividend Insurance
Insurance age: more than 28 days-17 years old
Guarantee period: agreed with the insurance company.
Product features:
1, high income from annuity financing
In children's insurance, annuity insurance is a very special existence, and the dividend-paying type of children's annuity insurance of China Life Xinyu has great advantages in income. After purchasing this insurance, as long as the insured is still alive on the effective date, you can get benefits. In particular, the annuity guarantee is paid at 30% of the insured amount every year, and the income is very high.
2. Entrepreneurship protection is full of humanity.
The dividend-paying type of China Life Xinyu Children's Annuity Insurance has also created a very humanized guarantee, that is, commercial insurance premium. When the insured reaches the age of 30, he can receive 70% of the commercial insurance premium from the insurance company for his own business. I have to say that there are really not many such measures in children's insurance products.
Buy children's insurance and consult dad's insurance. Dad's insurance can provide users with 1 to 1 consulting and security services, customized security programs and other services. Insurance costs nothing.