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Can Taikang Quanneng Bao be bought for a 5-year-old boy? Is education fund insurance worth buying?
I. Product introduction

Taikang Almighty Baby consists of insurance "Taikang Almighty Baby's Old-age Security" and additional insurance "Taikang Taikang Additional Almighty Baby's Critical Illness Insurance". Tying, not splitting.

Second, product introduction

Taikang Life Insurance Company's 20th birthday is another masterpiece to thank the sales market! In the financial market, child protection is mainly an all-round protection commodity with excellent performance. Enjoy 60 kinds of critical illness insurance, and at the same time have equal principal and interest accident/high disability protection. 10 can be paid twice for specific diseases, and the credit line of hospitalization allowance can be allocated at will, up to 1000 days. Upon maturity, the excess capital will be returned 120%. This product consists of insurance "Taikang Almighty Baby A Pension Security" and additional insurance "Taikang Extra Almighty Baby A Critical Illness Insurance". Tying, not splitting.

In addition to providing cultural and educational protection for children, education insurance also has the functions of personal safety protection and investment and financial management.

1. Premium exemption function: It means that once the parents who buy insurance suffer tragedy, death or total disability, the auto insurance company will waive all unpaid premiums, which is equivalent to the auto insurance company paying the insurance premium for the insured again, and the children who should have enjoyed the benefits of the policy can continue to receive protection and support.

2. Regular savings function: Mom and Dad should choose the insurance type and amount for their children according to their own estimates and their future education level. Once an education insurance plan is established for children, the amount agreed in the contract must be deposited every year to fully ensure that this deposit plan can be carried out.

3. Protection function: It can provide protection for the insured and beneficiaries in terms of illness or accident and their relatively high disability. Therefore, once the insured suffers from diseases, accidental death, high disability and other risks, the children's education fund reserve plan is not allowed, then the auto insurance company will often exempt the insurance premium that the insured should pay in the later period, which is equivalent to the auto insurance company paying the insurance premium for the insured, but the original benefit of the policy is inconvenient, and the education fee can still be provided for the children in the later period.

Is the insurance value of the education fund worth buying? Education insurance can provide children with cultural and educational protection, exempt from premiums after parents have accidents, provide children with personal safety protection such as illness or accidents, and resist inflation to a certain extent, so it is also worth buying.