Hello, this is an education insurance (dividend type). On the corresponding day when the 65,438+08.22.25-year-old children's insurance policy takes effect, they will receive three 8,000 yuan respectively. At the age of 30, I will receive 6000 yuan and the policy will be terminated. The annual dividend can be received at any time, or you can receive accumulated interest at the age of 30. This insurance has an exemption clause, that is, the insured dies during the payment period and the later premium is exempted. China Life pays the insured an annual growth bonus of 5,000 yuan to the adults aged 18, and the dividends and original premiums returned four times later are still collected.