I think this approach is very necessary. At present, college students' anti-fraud awareness is still very weak, especially many college students are confident. They trust their own judgment and are easily targeted by fraud gangs. Therefore, I think it is very necessary to popularize financial knowledge among college students.

First, college students tend to follow the trend and make impulsive decisions. Although these college students are still young and have no ability to work, they are confident to them. When they believe that they have done something, they will stick to it and will not follow other people's advice and choose to give up. Investment and financial management are very hot now. Many people will recommend wealth management products whether watching short videos or watching some software. Many college students take the living expenses given by their parents every month, thinking that they want to do financial management. They don't know anything about financial management, just follow the trend, and in the end they will only lose their principal. When these college students learn that others have made money by investing, they will also start to invest with them, but because they don't understand this knowledge, they earn less and lose more.

Second, developing such knowledge can improve college students' anti-fraud awareness. Developing financial knowledge can also prevent these college students from being cheated, because the monthly living expenses of college students are enough. Their parents are also afraid that they can't eat well in college, so they will help students when they ask for money. This has led many fraud gangs to use their weaknesses to cheat, and it will also lead to the living expenses of these college students being cheated by others, which will also bring great economic pressure to their parents. Schools can let these college students know that it is difficult to make money, and they can also let them know that those easy ways to make money may be fake, which can help them avoid being cheated.

Third, they can really understand financial knowledge. Each of us is curious about financial knowledge, but because we are lazy, we don't want to learn it. If financial knowledge can be popularized in universities, more and more people will know it. If they think they are talented in this field, they can work in this field after graduating from college, so I think schools can also help some talented students find their place in society by carrying out such courses. Similarly, some students who are already interested in financial management can dig deep into financial management knowledge and may become financial experts in the future.