In order to help parents better care for their children's growth, various life insurance for children are constantly introduced in the market, including critical illness insurance, education insurance and endowment insurance.

What kind of life insurance should children buy? This article recommends that you read the most comprehensive strategy of child insurance: don't buy insurance next time.

There is no difference between these three kinds of children's life insurance, but the focus of protection is different. Parents should choose suitable products according to the actual situation of children and families, and the insurance products suitable for children's protection needs are the best.

To buy life insurance for children, we should follow the following six principles:

1. It is suggested that the more annual premium, the better. Generally, the annual premium does not exceed one tenth of the family income.

2. Parents are the main source of income for the family, and the amount of insurance must be higher than that of children;

3. With the growth of children, flexibly adjust the amount of parents' insurance, and the sooner you get insurance, the cheaper it is;

4. Besides essential life insurance, we should pay more attention to accident insurance and health insurance;

5. Be sure to understand the characteristics of insurance companies and products, and don't take out insurance easily; Sixth, children can buy insurance after birth. The sooner the insurance, the cheaper it will be.