I summarized the following basic knowledge of real estate from a professional real estate website in Weibo. I hope it will help you: 1. Real estate: real estate and real estate, also called "real estate". Property form: 1, pure land; 2. A simple house; 3. A complex of land and houses. Real estate is the floorboard of houses and their rights, and real estate is the floorboard of land and its rights. Real estate is the property of indivisible buildings, structures and other inseparable substances and their rights attached to the land. (Structures refer to inaccessible buildings, such as chimneys, trees and roads. ) Property is divided into: 1, residential use (70 years); 2. Production and use (50 years); 3, business use (door head, etc. 50 years); 4, administrative use (municipal government, courts, etc.). 50 years); 5. Other uses (schools, museums, etc. ) .2. Real estate industry: the general name of service enterprises engaged in real estate management. Main contents of real estate industry: 1, land development and redevelopment; 2. Development and construction of houses; (Real estate in www.dcweibo.com, Weibo) 3. Real estate management (including assignment, transfer, lease, mortgage, etc.). ); 4. Real estate management (including the sale, lease and mortgage of houses); 5, real estate intermediary services (including information, measurement, lawyers, brokers, notaries, etc.). ); 6. Real estate property management; 7. Real estate finance (including information, insurance, financial investment, etc. ). Third, the characteristics of real estate 1, the fixity of real estate location: the land is a natural product, the location is immovable, and the house is built on the land, which determines the immovability and fixity of the house, which makes the real estate subject to geographical restrictions; 2. Regional differences: the value of real estate in each region or in different locations in the same region is also different; 3. The high quality and durability of real estate; 4. Real estate has the function of maintaining and increasing value, provided that the national political situation is stable and determined by the nature of land, which is limited and non-renewable. However, people's demand for land is increasing day by day, and things are scarce. As a leading industry, real estate tax accounts for about 10% of the gross national product. The real estate prospect 1, the urbanization trend is steadily increasing, and the demand for housing is getting higher and higher. ※.20 10/0 year, the urban population will reach 6 10 million, and 327 million ㎡ new houses will be needed every year. ※: 2. The increase of population flow forms the demand for housing; 3. The improvement of residents' consumption level; 4, the transformation of the old city, increase the residents' demand for housing; 5. Deepen reform, develop market and promote housing demand. Government reform deepens domestic demand 1, cancels welfare housing distribution and implements housing monetization; 2. Develop the second-hand housing market; 3. Reduce the deposit interest rate to attract a large number of investment customers; 4. Reduce taxes and fees and introduce regulations to stimulate housing demand. Five certificates and two books 1. Construction land planning permit Before the construction unit applies to the land management department for requisition and allocation of land, the competent department of city planning administration shall confirm that the project site selection conforms to the legal documents of city planning. Two, "construction planning permit" is a legal document about the construction project to meet the needs of urban planning. Three, the "state-owned land use certificate" is applied by the land user, and the people's governments at all levels in this Municipality promulgate the legal certificate of the state-owned land use right. This certificate mainly indicates the land user's name, land location, use, land use area, service life and "four areas" scope. 4. The legal proof of the construction project by the construction unit is also one of the main bases for the registration of house ownership. A building without a construction permit is illegal and not protected by law. 5. Commercial housing sales (pre-sale) license: the approval document issued by the real estate management department of the municipal and county people's governments to allow real estate development enterprises to sell commercial housing. Interpretation of the intransitive verbs "Ershu", "Commodity House Quality Guarantee" and "Commodity House Instruction Manual" 1. Basic parameters ※ Duplex: different from the thermocline, inspired by the thermocline, it has an economical thermocline structure (the upper and lower floors are different); Staggered floor: The indoor floors are different in height. Staggered floor is connected by stairs, but it is not divided into two floors, which is suitable for large-scale residence. Depth: distance (length) from front wall skin to back wall skin of building (house). ※. Studio: width of residence, length of a house from one wall to the other (3m~3.9m is more comfortable). ※. Floor height: the height of the first floor of a building refers to the height from the lower floor to the upper floor (2.9m). ※. Static height: the height between the floor and the roof of the building (2.7m). ※. Type of apartment: each bedroom is determined according to family population composition and living area quota stipulated by the state. ※. Building coefficient: the abbreviation of "building occupancy coefficient" refers to the proportion of the occupied area of all buildings in the construction land area to the total land area, expressed as a percentage. ※. . It is used to explain the building distribution density, sanitary condition, land utilization rate, etc. ※. Under the principle of saving land, the reasonable building coefficient should meet the space requirements of ventilation, lighting, fire prevention and explosion prevention of buildings as much as possible, and ensure enough space for roads, greening and outdoor activities. Three links and one leveling: usually refers to the access of roads, electricity and water and the leveling of land on the construction site. 7 connections and 1 leveling: requirements for construction site of large-scale development zone: roads, water, rain and sewage, electricity, communication, thermal power, gas and site leveling. ※. 2. Concepts related to property rights ※ Housing property rights: refers to the owner's all-round right to possess, use and dispose of the property, excluding interference from others, which is a kind of property rights. Housing property right refers to all the rights enjoyed by housing property owners in accordance with national laws. Housing ownership registration: refers to the act of the real estate administrative department on behalf of the government to register housing ownership and other housing rights such as mortgage arising from the above rights, and to confirm the ownership relationship of housing property rights according to law. The registration of house property right shall follow the principle of consistency between house ownership and land use right within the house. ※. Registration of real estate rights: usually called "property right registration" (including the registration of house ownership and other rights). Urban housing ownership registration is a legal procedure for the people's government to improve the legal system, strengthen urban housing management and confirm housing ownership according to law. After the examination and confirmation of property rights, the house management authority shall issue the house ownership certificate. Housing ownership registration is the main administrative means of housing property management. ※. Only through the registration of housing ownership can all kinds of housing property rights be effectively managed. * * * Property right: refers to a real estate owned by two or more right subjects, that is, * * *, but in practice it is divided into * * * and * * and * * *. . The former means that some people of * * * respectively enjoy certain benefits and undertake corresponding obligations for the real estate owned by * * according to their respective shares. ※: The latter means that two or more obligees enjoy equal rights and assume equal obligations for all real estate owned by * * * *. House mortgage: the property owner takes the house deed as the mortgage and gets the loan to pay interest on schedule. The property right of the house is still managed by the owner himself, and the creditor only takes interest on schedule, but has no right to manage the house. ※. After the loan is paid off, the property owner will terminate the mortgage of the deed. Transfer: change the name of the lessee. 3. Concepts related to area ※ Building area: the total area of each floor of the building, and the building area of each floor is calculated according to the section above the corner of the building, including use, auxiliary area, structural area ※ shared area: 1, public hall, corridor, elevator shaft, stairwell, garbage chute, power distribution room, equipment room and other public buildings serving the whole building and management purposes. ※. 2. 50% of the distance between each unit and the shared building space and the horizontal projection area of the external wall ※ Commercial housing sales area = interior building area+shared public area (www.dcweibo.com real estate, Weibo) ※ Interior building area = interior building area+balcony building area ※ usable area: the sum of the net areas directly used for production and living of all floors of the building. Usable area coefficient: expressed as a percentage, equal to the sum of usable area in the total suite divided by the total construction area. Auxiliary area: the sum of the net area occupied by the plane stairs and walkways on each floor of the building. ※. Structural construction area: the total area occupied by external wall, internal wall, garbage chute, ventilation duct and chimney (all projected areas) of each floor of the building. ※. Utilization rate: ratio of usable area to building area, expressed as percentage. ※. . Banlou: 80%. ※: 75% of the towers; 70% of office buildings; Shopping center 65%. The utilization rate is closely related to the flow of people, and the utilization rate is low in places with large flow of people. Utilization rate: the ratio of indoor building area to residential area. Sales area of commercial housing = interior construction area+common function construction area ※ Interior construction area = interior construction area+interior construction area+balcony area ※ Interior construction area: half of public walls are included in the horizontal projection area, non-public walls are included in the horizontal projection area, and interior construction area is included in the indoor room area, such as closets, chimneys, ventilation pipes and pipe wells are not included in the structural area. ※ Apportioned public building area = interior area × public building area apportionment coefficient ※ public building area apportionment coefficient = sum of interior building area ※ public building area = building area of the whole building-interior building area-building area that should not be apportioned ※ Floor area ratio: ratio of total building area to usable building land area (total building area). Building coverage: also known as "building density", refers to the ratio of building area to planned land. Greening rate: refers to the proportion of the green area within the planned construction land area to the planned construction land area. ※. Green space rate: refers to the ratio of green space area (including green space area) within the planned construction land area to the planned land area. ※. Four. ※. Concept related to bank loan ※ Mortgage: refers to the mortgagor transferring the property right of the house to mortgage, with the beneficiary as the repayment guarantee. After the mortgage is paid off, the beneficiary immediately transfers the property rights involved to the mortgagor, who enjoys the right to use in this process. Materials used for mortgage: 1, copy of ID card. : 2. Copy of household registration book. ※: 3. Copy of marriage certificate; 4. Copy of academic certificate; 5. proof of income; 6. A copy of the house purchase contract; 7. A copy of the business license; 8, three months of continuous tax bills; 9. Fixed assets invoice; Loan application form. Deed tax: refers to a one-time tax levied on the new property owner according to a certain proportion of the house price in the contract concluded by the parties when the ownership of the house is dissolved or transferred. It is a special tax for real estate property right change, and it is also a one-time tax with the largest tax amount generated in the process of buying a house, which is about 65438+ 0.5% of the house price. ※. 5. Concepts related to residence ※ Apartment-style residence: Compared with single-family villas, it is mostly high-rise, and there are several suites on each floor that can be used independently and can be occupied. Garden-style residence: generally with gardens, lawns and two or three-storey garages. Features: low building density, complete internal living functions, gorgeous decoration and rich changes. Double spelling: continuous spelling, overlapping spelling. ※. . soho): small office home office is an extension of the concept of residence, which belongs to residence. ※. But at the same time, it integrates many hardware facilities of the office building, especially the residential form with developed network function, which allows people to engage in business activities while living. ※. Business some small companies, and people who rely on the Internet for social activities. Affordable housing: commercial housing with social security, which is economical and applicable. Economy: it means that the house price is lower than the market price of commercial housing, which can adapt to the affordability of low-income families. ※. Applicability means that the design and construction standards of housing emphasize the use effect, rather than lowering the standards. The intransitive verb affordable housing China implemented the affordable housing policy at the same time as the housing reform in 1998. What preferential policies does affordable housing enjoy? Urban infrastructure supporting fees, commercial network construction fees and deed tax are exempted, and various taxes and fees such as water and electricity price increase fees are levied by half. Construction land will be supplied by administrative allocation, and relevant procedures will be given priority. ※. In addition, the management fee of affordable housing construction is limited to 1%~3%, and the market profit is limited to below 3%. What is the price structure of affordable housing? ※? 6? 1 Compensation and resettlement expenses for land acquisition and demolition of housing construction; ? 6? 1 Review design and preliminary engineering fees; ? 6? 1 Infrastructure construction fee of residential area; ? 6? 1 project cost; 65438+ 0%~3% management fee of the sum of the above four items. Loan interest, taxes and profits are less than 3%. In addition to the above eight items, there are administrative fees for commercial housing (such as supporting public construction fees for residential areas and civil air defense construction fees). ), and the profit of land transfer fees is unrestricted and determined by the market. What is the difference between affordable housing and commercial housing? ※? 6? 1 For different ways of obtaining land, the administrative allocation of land for the construction of affordable housing is exempted from land transfer fees; Commercial housing must pay the land transfer fee by means of transfer; ? 6? 1 Different cost structure; ? 6? 1 different rental and sales policies, affordable housing is only sold without rent, and commercial housing is not restricted; The purchase conditions and objects are different. Affordable housing enjoys preferential treatment from the government, and the purchase target is specific, only for urban low-income families. Therefore, the application approval system should be implemented, and the objects and conditions of commercial housing purchase are not restricted; ? 6? 1 The price policy is different. The sale of affordable housing shall be guided by the government, and the price shall not be raised without authorization. The selling price of commercial housing is completely determined by the market. What is the property right of affordable housing? ※? What is the difference between commercial housing and commercial housing? The property right of affordable housing purchased by individual residents belongs to individuals; The property right of a house is divided into four parts: the right of use, the right of possession, the right of disposal and the right of income. Compared with commercial housing, the difference between the property right of affordable housing and them is only the income right. After the commercial housing is listed for sale, all the proceeds will be owned by individuals.