IQ tax, what the hell?

Go to Putuo Mountain on New Year's Day and spend the night on the mountain. On the first night in Putuo Mountain, it was only 4 o'clock in the morning, and I heard a large group of people whispering outside the window-where did they March at night? !

I wonder: how cold it is! So late? So early? It turns out that these people are all trying to be popular, that is, rushing to pay IQ tax. Yes, this is the IQ tax, that is, the tax paid by people with low IQ to the state, which generally means that they spend money because of lack of judgment when shopping. These wasted money are called low IQ taxes.

Although I think my IQ is not low, I haven't paid less IQ tax in these years! Think of it as tears.

For example, in those days, I often looked at the real estate of Tianya Forum, and it was said that house prices would fall every day. Then Xie Guozhong's blog clamored that China real estate would fall by more than 50%. I waited until 2008 to buy a house from 2005. The result didn't tell me. Everyone knows. It's not that I have low IQ, it's that Niu Dao and Xie Guozhong have low IQ, okay!

Another example is 2008. Watching the stock soar to 6000 points. I also rushed in after putting up with not trading stocks for many years. Soon, the stock market began to plummet, from more than 6000 points in 2008 to below 2000 points of 20 13! Pay the big IQ tax again!

Then I thought about it carefully. In recent years, the IQ tax I have attracted, or the IQ tax I almost attracted, or the IQ tax I have attracted from my friends around me is really "countless"!

Below, the shopkeeper will list some at will to see if there is anything suitable for you.

1, double 1 1, double 12. Every time, it's almost double 1 1 double 12, overwhelming, network, news, TV! Their advertisements are almost everywhere. If you haven't bought anything in those two days, you are embarrassed to say hello when you meet. However, you bought a lot of things that may not be used at all this day, just to say, well, this is my trophy today when you brush your circle of friends. It seems to occupy the right place and the right time-in fact, it is just Ma Yun's happiness and boredom with the courier brother!

2.e-rental. From the beginning of the year to the end of the year, various "XX treasures" and various "XX loans" of 20 15. Storm. Fortunately, I didn't play any other treasures except Yu 'ebao. Otherwise, these days, I will go to pull banners with others.

3. crowdfunding. I learned this story from the crowdfunding cafe in 2006. Seeing the end of the year, crowdfunding a trip. A trip. It is said that people who participate in crowdfunding cafes can drink coffee for a lifetime! Then I'll take part in a crowdfunding restaurant. Can I manage my meals for life? Later, I heard that the owner of crowdfunding cafe was missing. There was no later.

4, polar grass (similar to health care products). Whether it is the airport or the high-speed rail, advertisements for grass there are all over the screen. It is said that such a "best in grass" means that people who eat don't buy it, and those who buy it don't eat it.

5. Various membership cards. Remember 2009. I got a membership card of Nanjing hankou road Barber Shop. Top-up 500 yuan, I haven't been there twice, but both the boss and the clerk are out of thin air! I'm not a low IQ, I'm too kind: maybe the boss wants me to have long hair?

6. sell kidneys to buy apples. 20 14 I was shocked when I first saw someone selling kidneys to buy an Apple mobile phone on the Internet! I always thought this must be Apple's soft text. Too vulgar! Later, it turned out that this was just the bragging of Apple's dealers in Chinese mainland. But is Apple's mobile phone really worth selling kidneys? Does everyone really need an Apple phone? Even if you are only a college student, you have no income at all. Later, I saw the news that a college student borrowed money from a loan company online, spent a lot of money and borrowed 2000 yuan. Two years later, I am no longer surprised: IQ is not the lowest, only lower!

7. Thai Buddhism. I remember it was extremely hot from 20 13 to 20 14. I wanted to listen to the circle of friends at that time. Some girls say that buying a Buddhist brand in Thailand can eliminate villains. I thought, are there so many little people around you? There are so many little people around us? Didn't you say that "firm materialists are fearless"? I think you are obviously not a materialist! At least not firm enough!

8, Zhang Wuben and other masters, provide us with health recipes. There are also such thick health books as "Seeking a doctor is better than seeking yourself", and the health programs provided by the health books. I haven't had time to see it or believe it. They were stripped naked and skinned by TV stations and newspapers, layer after layer. Its prosperity is also embarrassing, and its death is also embarrassing!

9. Various "super memory methods", "fast reading methods" and "10 minutes to finish reading a book". If it's really so powerful, then mom doesn't have to worry about our study anymore! /kloc-when I was 0/5 years old, I sent it by mail. It took 20 yuan. Bought a super mnemonic method. But three days later, I threw it away. Because I found that a word still needs to be memorized 10 times to remember.

10, "Earn 1000 yuan a day", "Earn 500 liars a day". Price: 198 yuan. It's so cheap that I'm embarrassed to buy it.

1 1, hotel, male and female public relations recruitment. Wages are paid daily in 800 yuan. When I was in college, I heard that a classmate applied. They cheated me of 800 pounds in one day. It seems that my IQ is still a little higher than his.

12, unsecured loan. Same day. 200,000! There is no handling fee. What happened? Has running really entered * * * productism?

13, 2 yuan can win100000. I read in the newspaper that I win millions of prizes in the lottery every day. I wonder why no one around me has won, even if it is a grand prize of 65438+ 10 thousand. Why do winners only live in newspapers and news?

(A few articles are omitted thereafter)

In fact, there is no "IQ tax". After all, all the money cheated, cheated and spent is nothing more than greed, laziness and vanity.

Therefore, Tang Bohu wrote in "Peach Blossom Temple": "People laugh at me too much, and I can't see through others. I don't see the tomb of the five tombs, no flowers, no wine and no hoes. "

1. Go to the cinema to watch movies with touching ratings, such as grandstanding, Tiny Times;

2. Grab the ticket from the scalper and go to the scene to cheer for the national pig. Don't comment if you lose. The player retorted: "You can do it";

I think Korea is very good after watching Korean dramas. When I went, I found that the scenery was all small counties and I ate instant noodles.

4. How hard my little fresh meat works. He still has a high fever of 40 degrees and practices dancing. Why do you still dislike him? . . Like others not to work hard. . .

Huawei is unpatriotic. . .

To put it bluntly, the most common ones are the following three, all of which are paying IQ tax.

First, hoarding goods due to various merchant preferential activities.

For example, our common premium discount, big package purchase, membership addition, interest-free installment ... these seem to be the best ways to save money. But it actually cost you a lot of money.

I have a friend who often talks about her mother and always likes to hoard goods: "The supermarket draws paper to buy three get one free, and I will help you hoard two boxes?" "The laundry detergent is 50% off. How many bottles can I help you?"

This kind of buy three get one free, 50% off the audience, let her mother waste a lot of money.

Some time ago, my friend told me that her mother saw a bundle of yam sold by a roadside cart, which was half cheaper than that of a supermarket and bought three bundles at one go.

The next breakfast is steamed yam, boiled yam, yam porridge, yam ribs soup ... After eating for a week, the whole family felt sick at the sight of yam. The yam that has not been eaten is moldy and thrown away. Counting these, it actually wastes dozens of dollars.

Second, there should be many people who buy all kinds of stored-value cards, all of which are gray.

A girl from our company got a card in the beauty salon next to the community. She bought 10 for 5000 yuan and sent it five times. I moved soon after I bought it, and I haven't used the remaining nine times, wasting 3000 yuan.

So is the fitness card. Many people practiced once the day they bought their cards, and then the coach called them every day to urge them to go to the gym, but they didn't want to go. There are also various store stored value cards: stored value 500, delivery 100, etc. I won't go if I charge it once or twice.

The price may be good, and things are really needed, but buying too much becomes a burden.

Third, things you often buy online. Online shopping is really cheap and convenient. But, you know what? In fact, you unconsciously paid a lot of IQ tax.

Platforms like Taobao have big data teams. Their purposes are:

Constantly test various posters, colors and gimmicks to see which one can make you buy more and more.

When you put the goods in the shopping cart, a whole list of product recommendations will pop up. The name is:

People who are interested in this product also bought these.

At this time, you will be curious to go in and look at them one by one. Finally, they all line up in your shopping cart.

This is the routine of e-commerce big data. They use massive consumption data to calculate everyone's consumption habits and preferences, and push things you don't need but are very interested in at the moment to your eyes.

Let you unconsciously buy a lot of things you don't need.

How to avoid this kind of thing? I can teach you a method:

Put things in the shopping cart, don't place an order for payment, let it stay for a week.

After a week, those unnecessary things will lose their appeal.

There is another way to avoid these IQ taxes. When spending, ask yourself a question-

Which do you prefer, giving you this thing or giving you as much money?

If you choose something, you really need it.

If you choose money, it means that you have been framed.

Very effective. After many people have tried this method, they seldom shop indiscriminately.

In fact, IQ tax is a very vivid abstract concept. Let me explain something to you. To put it bluntly, IQ tax is called low IQ tax by many people. In other words, you will spend more money because you lack judgment in the shopping process. These unnecessary expenses are called low IQ tax. Let me give you some examples:

First, for example, some people don't need a product at all, but they can't help but buy it when they go to the store, and then it's useless at all. The main money is actually equivalent to paying taxes to businesses.

Second, many people blindly enter the stock market or futures market without consulting or learning professional knowledge at all. They blindly speculate in stocks, and finally lose money, which is also a low IQ tax.

Third, house prices are rising every day, but many people have heard from experts that they will fall. Finally, they endured countless years and were forced to sell their houses at high prices. This is also an unnecessary consumption and a low IQ tax.

Fourth, other people who like to follow the trend are basically people with low IQ tax. For example, they follow the trend of double eleven, follow the trend of Christmas, travel on National Day and spend on May Day. These are all blind consumption, that is, what kind of low IQ people you belong to, which is equivalent to paying a low IQ tax.

Based on the above, we can see that IQ tax is actually an abstract concept. As long as we carefully calculate our own funds and spend reasonably, your expenses will be wasted. Now that the economy is declining, we should cherish our own funds and control our own consumption.

If I pay the biggest IQ tax in our life, I think my mother-in-law is a classic.

I don't know if it's anywhere else,

In our place, something called "Xilaijian" is very popular.

It sells massage beds. Treat cervical vertebra, lumbar vertebra, hypertension, hyperglycemia, hyperlipidemia, backache,

In short, all diseases you can think of can be treated in this bed.

How's it going? Isn't it amazing? Isn't it incredible?

I can't help it, it is such a good curative effect.

Their store is free to experience,

There are so many old men and women,

My mother-in-law starts to line up for 9 days every morning.

From 12 am, you can experience it once.

What are you doing the rest of the time?

Listen to the lecture, so-called experts are telling you about health knowledge.

When you are not too busy in the afternoon, you can also wait in line for the experience.

If you are lucky, you can experience it once. If you are unlucky, there will be many people waiting for nothing.

Oh, no, this is not a waste of time. Some experts continue to brainwash you.

In this way, after three months of persistent experience, my mother-in-law finally told us to buy this bed.

I can't help it In her mind, buying is earning.

Save money for a lifetime, just one wish,

His eyes are pitiful and his voice is full of emotion.

My husband and I know that we have been cheated,

So try to stop it.

I forgot to mention that the so-called massage bed is like a single chair with a bed in a hospital.

30 thousand yuan.

I want to convince her to give up,

Who knows, one day after half a month, people suddenly carried the bed home. ,

By the way, I sent a so-called super gift.

It's all super-small samples of soap and hand cream.

Let's talk about this bed,

I feel that the only function is to be electrified and heated.

As for the others,

I really don't feel it, okay?

Consider it an IQ tax.

I always thought that I had to pay IQ tax only if I bought various "artifacts" distributed by WeChat merchants. In fact, there are many IQ tax products in real life.

To give a few examples, the first one is health care products for middle-aged and elderly people.

I don't want to say that all health care products are rubbish. After all, some vitamin X is still useful. But! Most health care products on the market are really harmful to your health! If there is something really wrong with your health, you can only go to the hospital! Stop eating health products! Eating health care products is not as good as keeping a healthy eating habit and living habit. A balanced diet is best for your health.

If you really want to care about your parents when you were young, you might as well buy some really useful supplements and healthy food to express your concern. If conditions permit, it is best to take the elderly to a regular hospital for physical examination. Only in this way can they be truly responsible for the elderly, and they can rest assured that they are no longer so "afraid of death". There are also those who are deceived by increasing bone density and cod liver oil.

2. Acupuncture, cupping and massage in unknown beauty clinics, massage tubes and Chinese medicine clinics.

The services in these places are very fast! What do you mean by crash course? You just spend money on training for three or four days, find a job, and then come and lie to you! It can be said that they know nothing about medicine! If there is no problem, let's talk first! The point is that the price is still high! Hundreds of times! Do you know that these services guarantee only tens of dollars to go to the top three hospitals?

Third, this is my recent experience of being cheated. It's the line card of xx Cinema! Cinema card!

As a young man, it is impossible not to watch a movie! So I bought a movie ticket online, and found that there is a long-term discount for watching movies downstairs with a movie card ~ after buying a movie card, the price is very attractive, which is a few dollars cheaper. You can still get a few dollars cheaper in the future! So I bought it. Unexpectedly, after buying it! The price of movie tickets has suddenly gone up 10! It could have been cheaper in the future, but it's more expensive now. And! It will cost several dollars to buy movie tickets in the future! Is it shameful to think so, or am I naive?

All cosmetics and health products

In today's society, as long as you are willing to spend money, there is no problem that you cannot solve. People invest time and money in certain products and services by being induced or deceived by fictional facts or hidden truths, which is called IQ tax. These varieties that pay taxes on IQ are all kinds. For example, TV medical advertisements, radiation protection suits for pregnant women, remote infrared therapeutic apparatus for the elderly and other medical devices can cure cancer, diabetes, Alzheimer's disease, vitiligo, male bias, difficulty, dizziness and other intractable diseases, increase and increase, lose weight without side effects, strengthen the body, qigong treatment: gonorrhea is effective with one injection, and so on. Worship. Buying expensive cosmetics can delay mourning for the elderly and keep them beautiful. A variety of wealth management products, small investment and high income. Various cram schools, college entrance examination, civil servant reinsurance, contract appraisal. A variety of breeding training classes to ensure that you get rich and become a boss. Various training institutions, technical training, raw material supply, making money and so on. Seeking wealth is a normal desire of individuals per catty, but the world will not lose pie. It is human nature to love beauty. Desire to relieve pain is man's greatest hope. However, the development of science lags far behind liars and lies. Once you jump out of the dragon gate, it is everyone's dream to study and be an official. If we can guarantee that everyone's sons are officials. If you understand this, you don't have to pay IQ tax.

Personal experience, 17 received a customer service call from the bank and spent nearly 6000 yuan. After 20 years, I felt that it was useless, so I found someone to sell it and sold it for 900 yuan.

17 once received a sales call from the bank, saying that it was to promote a set of commemorative coins, which was a full set of Belt and Road commemorative coins.

Actually, I like collecting commemorative coins, but I don't know much about it.

The salesman said that the Belt and Road Initiative is very popular. After a few years of collection, it will greatly increase in value in the future.

I know the Belt and Road, so I believe it.

At that time, more than 5,500 yuan was directly deducted from the credit card, and it was still in stages.

After that, good things came by mail. It was a big box, and I happily took it home. It was still heavy.

I can't wait to open it when I get home. It's really beautiful. There are currencies (including banknotes and coins), stamps and commemorative coins of countries along the Belt and Road. There are quite a lot of things. I put it away as soon as I saw it.

Later, when I asked my friend, he said it was worthless, and my heart thumped.

Later, I also checked the information one after another, which is not ideal.

Later, when I saw a commemorative coin in a circle of friends, I added WeChat and took a photo. He said he would give me 800 at most, which made me angry. I said more, and he said 900 at most.

So, I bought this thing for more than 5,000 yuan, collected it for three years and sold it for 900 yuan. Can you understand my feelings?

I will never buy commemorative coins again.