1, solve the problem of enterprise survival. Under the strong impact of the financial crisis, it is difficult for a considerable number of small and medium-sized enterprises to operate normally and even face bankruptcy. Real-time financing not only solves the urgent needs of enterprises, but also avoids the unemployment of a large number of employees, which is conducive to the re-emergence of enterprises and the stability of the country.

2. Solve the problem of enterprise development. Small and medium-sized enterprises, especially scientific and technological enterprises, have reached the stage of expanding scale and rapid development after completing their start. At this time, capital has become the biggest bottleneck of development. Real-time financing is undoubtedly the wings for enterprises to take off, which is not only conducive to the development and growth of enterprises themselves, but also a necessary condition for realizing an innovative country.