In the real study and work, everyone will inevitably come into contact with papers, which is a means to study some academic problems. So how to write a good paper? The following is my carefully compiled application paper "Principles of Basic Economics in Life" for reference only. Let's have a look.
abstract:
Many people think that economics is a highly specialized subject. It uses economic means to explain economic phenomena and behaviors in the market, and thus calculates the short-term or long-term development direction of the market. However, the basic principles of economics and economic thoughts all come from the dribs and drabs of life. This paper interprets the behavior in our daily life, aiming at expounding the application of some general economic principles in life.
Key words:
Economics; Life; economic benefits
Saving is a way of life. Their different habits and cultural concepts consciously drive everyone's economic behavior, constantly affect most people's economic choices, and quietly change the direction of economic operation within the whole society. Economics, as a way of life, sometimes comes not from the promotion of a lofty realm, but from the characteristics of national culture and the mode of cultural education communication.
In most cases, economics is regarded by many people as a discipline that pays great attention to research. In fact, it is an idea that people think from other angles in their daily behavior. Although economics is a profound knowledge in many cases, it is easy to popularize in life. In real life, the figure of economics can be seen everywhere, and the theory of economics is constantly involved in our social life.
First, economics included in daily life.
(A) the economic principle of air ticket price reduction
When we book air tickets online, we often find that some air tickets are discounted. There are still seats before the plane takes off, and the ticket price is sometimes lower than the train ticket. It is often the most economical to buy tickets at this time. For ordinary people, they may think that airlines are losing money by setting fares so low. If we understand economics, we will understand that the cost of a flight is basically determined after the plane takes off in a few hours. If the remaining tickets can be sold at this time, it will only make the airlines have income and will not lose money. From an economic point of view, this has become a behavior that can maximize the interests of both parties to the transaction.
(B) the economic principles in the promotion discount
When shopping, we may often find that many goods are on sale, or some merchants will choose to send some low-priced gifts to attract customers and take the initiative to occupy market share for their products. For example, in Tangshan Ceramic Expo, many ceramic utensils will be lower than the normal price, and many goods originally priced at several hundred yuan may be bought at the exhibition site for only a few tens of yuan. This often gives consumers a psychological hint, making them think that they have obtained a high-value commodity at a very low price. However, sellers can always grasp the value of their goods. They often choose a balance point to control the price and cost within a reasonable range. Even if the goods are sold at a low price, they can get a lot of profit space and fully stimulate buyers' strong desire to buy. In fact, the seller occupied the existing market after selling his goods at a low price, and at the same time improved the publicity effect and market scale of his brand. In this case, the seller can also reduce the inventory, reduce the risk of capital, improve the efficiency of capital withdrawal and reinvestment, and enhance its own operation and economic growth.
Second, the economic explanation of market and financial management
(A) look at the market from the perspective of economics
Today's society has entered a high-speed economic society. With the transformation of industrial structure and the upgrading of consumption, the dominant position of the market has become increasingly prominent. Every member of society has become an important part of today's market, and the market has continuously promoted market upgrading and capital maximization. For example, everyone's daily needs can be met through the market, people of different social classes can enjoy the convenience of the market, high-income people earn high wages through their own wisdom, and low-income people can also meet their daily needs through manual labor. Generally speaking, contemporary society is a life economics in which everyone buys and everyone sells. People play the role of consumers and producers in economic growth.
(B) the economic interpretation of revenue management
Material capital is a necessity of modern life, and everyone is thinking about how to get some extra income through financial management. Many countries have different economic concepts for different markets. For example, some policies in the United States are laws and regulations formulated to continuously expand the domestic market and commodity exports and stimulate domestic demand. Through these policies, the economic situation of the United States has been in the forefront of the world and maintained a good and stable development trend. China's capital strength is far less than that of the United States, because China's economic development foundation level is low and it started late. Although China has the largest population in the world and has natural advantages in the market, China's economic situation is not very good due to some weak economic links. China people have a strong reserve capacity and a developed reserve cause, and they can obtain a large amount of idle capital to a great extent, and people's deposits can also bring certain material foundation guarantee to their lives [3].
Many people may not know the concept of financial management. The main form of financial management consists of income and interest. How to save money and how to make life more exquisite are all hot economic issues in our lives. In many cases, a family's total income MINUS all expenses can get the balance of funds at the end of this period. There is an index in economics called Engel coefficient, which refers to the proportion of a family's food expenditure to its total expenditure. If the Engel coefficient of this family is not high, although some savings can be accumulated, it is difficult to improve the economic level of this family because of the lack of material foundation. Therefore, a family should increase more sources of income and total family income in order to have a better quality of life and meet other spiritual needs except food and clothing. This shows that open source can fundamentally improve the living conditions, and of course, rational throttling is also essential. The planning of daily income and expenditure is also the embodiment of the basic principles of economics in reality.
Third, the economic effects in life.
(A) Matthew effect: excellent people are better.
Matthew effect is the economic law that "the poorer the poor, the richer the rich". Its name comes from a story in the New Testament: "If there is anything, it is superfluous to give it to him;" No, even what he has to take away. "To put it simply, the Matthew effect is the phenomenon that capitalists master everything after the capital is updated. It will make funds get more extra income from people who already have a lot of money, and it will also make people who lack resources lose their original things [5]. The story of the origin of Matthew effect brings us economic enlightenment: if a person is full of confidence in his own field and invests a lot of time and energy in this field, he can achieve long-term improvement in the consumption of these time and energy, and he can achieve a satisfactory result through the repetition of this step. On the contrary, if a person does not achieve good results in his own field, negative treatment will only make him lose confidence and eventually be surpassed. This is also one of the main reasons for the difference in students' grades.
If you have a positive attitude, then this person can often achieve excellent results. After getting this excellent result, he will get great satisfaction, on the other hand, he will also encourage his enthusiasm and get extra spiritual and material encouragement. If you keep repeating this way, you can show the positive influence of Matthew effect. In a word, our attitude when we study is the main factor that determines how we get the reward. Our own different study habits are the most valuable experience and resources. Through these advantages, we can accumulate advantages and constantly change and improve our abilities, so as to have a virtuous circle.
(b) Marginal effect: Decentralized time allocation is more efficient.
In the principle of economics, there is an economic effect called "marginal effect". It describes that when other inputs are fixed, if one input is continuously increased, the newly added output or income will gradually decrease. That is to say, when the increased input exceeds a certain level, the output of each newly increased unit input will decrease [6]. The key significance of this economic effect is that for many learning methods that want to save time and maximize benefits, different distribution stages are related to the final result. We regard the cognition of different subjects as different consumption time behaviors. If the learning effect of a subject is at a high level, its marginal benefit is not high. In this way, for a rational student, his best practice is to give up the investment in this subject and choose to spend time on other subjects, so as to maximize the marginal income [7].
The learning situation of most of our students is unbalanced, so we should allocate more time to weaker subjects. Marginal effect tells us that unreasonable time allocation can not make the final income achieve the optimal effect. Only through proper allocation, not spending the same time on all subjects and measuring the time allocation of different subjects, will the final effect and learning efficiency be significantly improved.
(c) barrel effect: seize the weak points and improve the overall level.
The barrel effect, also known as the short board effect, describes that if the wooden boards in a barrel are long or short, the water in the barrel will be bound by the shortest wooden board, so the short board becomes the "restrictive reason" for the water in the barrel. Only by replacing the short board with a long board or making the short board longer can the total water capacity of the barrel be improved. In most economic activities, the overall benefit is often limited by the weakest link, so we should pay attention to the weak link in resource allocation, so as to realize the optimization of resource allocation [8]. For the middle school students who are seeking to improve their overall performance, we should regard the overall performance as the total water capacity of a bucket and regard different boards as different subjects. Therefore, only when the scores of different disciplines are average and rise together can the short board effect be limited, and finally the total water capacity, that is, the overall performance, can be significantly improved. If we only pay attention to the achievements of a certain subject and give up the attention to other weak subjects, not only will the overall achievements not be improved, but also the shortcomings of poor subjects will continue to deteriorate, and finally the overall achievements will not be improved. If you don't make changes for poor subjects, excellent subjects won't make the total score shine.
Partial subjects are a common phenomenon for many middle school students, but according to the barrel effect, if the weak subjects are allowed to drift with the tide, the overall level will drop, which even the dominant subjects can't make up for. Solving the weak links is the most effective measure to improve the overall score.
(D) the impact of economic effects on life
The economic effects in our life are not only these, they always change our lives all the time, and these economic effects often lead us to make the best choice. For a middle school student, while studying natural science, we should also understand and try to apply some simple economic laws, which can not only improve the learning effect, broaden our horizons, but also greatly improve our comprehensive quality. When we are faced with different choices under the new situation, we can all make choices from the perspective of interest optimization.
Four. conclusion
Economics has become an indispensable key link in human life and a decisive factor in commodity exchange in contemporary society. Economic theory can be seen everywhere in life. Whether it is our family's study, basic expenses, family income and financial management, most of them are concrete displays of economic theory and economic achievements. It can also be said that life itself is a complete book of basic economic principles.
All thoughts and ideas of economics itself follow different laws. At a deeper level, economics is not a pile of data, a set of complex mathematical formulas, a rational thinking, or even a method to solve problems. Economics is a kind of culture, a kind of spirit, and an art that originates from life and is higher than life.
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