If the unit needs to get insurance compensation, only one situation can be realized: the unit has reached a compensation agreement with the family members of the deceased employee, and agreed with the family members to authorize the unit to collect compensation on its behalf to compensate the unit. But it is impossible to sign such an agreement if the families of the deceased know a little about the relationship.
In fact, if the unit has suffered losses, it is necessary to insure such losses with insurance companies, not group accident insurance, but employer liability insurance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
The answer is 202 1-05-2 1.
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