There are mainly three kinds of pet insurance in the market: pet medical insurance: when a pet suffers from a disease within the scope of protection and is treated in a designated hospital, it can reimburse certain medical expenses. Pet liability insurance: when a pet hurts people or causes property losses to others, pet liability insurance can compensate to reduce the loss of the owner. Pet consignment insurance: similar to express delivery insurance service, it bears the risk of accidents and deaths that may occur during pet consignment.