The doomsday haze has passed, and the good news for the New Year has come. We may be full of expectations for red envelopes when we are asleep, but I have been looking forward to it for a long time. Now, let's start to be a wealth manager and manage our small coffers.
Every Spring Festival, the lucky money in our hands ranges from tens of yuan to tens of thousands of yuan. What should we do with them?
Case (1): One morning, Jiang Tingting, a senior one girl, got up early. After washing and dressing up, she told her mother that she would go to KFC with two classmates, and then go shopping and bookstores. She also said that we should give full play to the role of lucky money and buy things we like.
Case (2): At noon on February 19, the reporter saw in a KFC fast food restaurant that the customers were mostly middle school students, and they were talking about the food to be imported. At KFC, three 12-year-old girls ordered hamburgers, chicken wings and other foods near 200 yuan. When paying, a girl took out two brand-new hundred-dollar bills from her pocket and prepared to pay. Its wealth made an old man sigh: "Now children are so good at spending money that they don't even blink when they spend 200 yuan."
Case (3): In a computer company, four or five middle school students are buying a game machine, which costs as much as 800 yuan. According to an employee of the store, since the fourth grade, almost all middle school students have come to buy game consoles, and they all buy high-end game consoles. They won't bargain, but they will give as much as they bid.
Case (4): In the Electronic Science and Technology Square of Xinghu Road, a boss selling MP3 players revealed to reporters: "The business after the Spring Festival is even better than before. Many students bought MP3 players. Today, 8 sets have been sold, and the prices are above 400 yuan. "
To sum up, our lucky money is used for a series of entertainment projects such as eating, drinking and having fun. We spend a lot of money and are blind. How should we use it wisely? When we consume, we should be rational consumers and practice correct principles. 1, live within our means and spend moderately. We should spend within our own economic scope. 2. Avoid blind obedience and rational consumption. We should avoid blindly following the trend, avoiding emotional consumption, and avoiding the tendency of emphasizing material consumption over spiritual consumption. 3, protect the environment, green consumption. Pursue sustainable development and be a happy person. 4, thrift, hard work. We should practice the socialist concept of honor and disgrace and be a wise man who can manage money.
How do we use it in our life? It's simple. Let me introduce you. Let us students learn to manage money from now on, learn to implement it from life, and let actions and words coexist harmoniously.
Trick 1: pay tuition. (It can reduce the financial burden of parents and cultivate the spirit of self-reliance and family responsibility)
Trick 2: Give love. Participate in helping other poor children and others.
Trick three, show filial piety. Give gifts to elders or lonely old people, and cultivate the virtue of respecting and loving the elderly.
Trick 4: invest. (Open an account in a bank and make educational savings)
Trick five, buy books and newspapers. You can broaden your horizons, exchange reading with your classmates and enhance your friendship. )
Trick 6: Travel. (increase knowledge and cultivate sentiment)
Trick seven, buy insurance. (Relieve yourself from worries about health, further studies, etc.)
Through this story, we can encourage middle school students to control their pocket money more reasonably, strictly regulate their behavior, and make them better respond to the concept of saving advocated by the state, so as to better contribute their strength in daily chores, and at the same time strengthen our understanding of lucky money and our social practice ability.
The use of lucky money is a question about the values of young people. We students should form good habits of good consumption, rational consumption and green consumption. Most middle school students like to control the lucky money at will, while the lucky money of primary school students is more kept or controlled by their parents. From the above knowledge, do parents and children have a deeper understanding of the management of lucky money, and use the money in practice and where it is really needed? I think the answer in your heart and mine is the same. I firmly believe that we can be small masters.
Expert comments:
Discourse language is not infectious and discourse is not profound.
My lucky money is my call. Last Spring Festival, I always received more than 4,000 yuan of lucky money from my grandfather, grandmother, father-in-law, mother-in-law, uncle and others.
I have 1550 yuan, and 2450 yuan has been deposited in the bank by my father. I will take it out when I am in junior high school. I divided the money into four parts, one for tuition, one for clothes, one for books, and one for the children in the disaster area.
On one occasion, my father wanted to pay back the money borrowed from others, but he was worse than 200 yuan. Without saying anything, I took out 200 yuan from my wallet and handed it to my father: "Dad, this 200 yuan is for you." "No, how much money do you have left even for 200 yuan?" I don't know. Anyway, this 200 yuan is like a pie in the sky. You can keep it. ""all right! "Dad took the money.
I love my lucky money!
Expert comments:
The language is plain and indescribable.
The lucky money handed down from three generations is another spring breeze, and the golden pig sends happiness to the whole family. When the whole family is celebrating a wonderful new year, in order to understand the meaning of lucky money, let lucky money become the driving force of learning. After dinner, my elders and I started a preliminary investigation on the three generations of lucky money. Listen to grandparents talk about the origin and use of lucky money.
The custom of lucky money has a long history. In the history of our country, there were lucky money very early. According to historical records, at least in the Han Dynasty, there appeared coin-shaped exorcism articles specially used for wearing and appreciating. In folklore, there is a little devil named Chong. Every thirty nights, it will touch the head of a sleeping child and the child will become stupid. It is thirty nights again, and "Chong" comes as scheduled. There is a family whose children put red envelopes on pillows when they sleep. When Chong approached the children, a bright spot suddenly appeared on the red paper, and Chong ran away in panic. So people call it money worship, and the pronunciation of "old" and "worship" is the same, called lucky money. In the Tang Dynasty, the wind of throwing money in spring prevailed in Gong Yanli. After the Song and Yuan Dynasties, it has become a folk custom to give children lucky money during the Spring Festival. According to "Yanjing Years", it was popular in the Ming and Qing Dynasties that "it was worn with colored ropes, woven into dragons and placed at the foot of the bed, which was called lucky money".
In the new era, new fashion gives new meaning to lucky money, which breaks the feudal habit of historical lucky money as a form of exorcism and covers the good wishes of the elders to the younger generation. They are healthy and auspicious, develop their intelligence, succeed in their studies and rise steadily.
Grandpa, who was all smiles, recalled: In the old society, the poor were oppressed and lived in extreme poverty, so they could only maintain a simple family life. Grandpa's father only heard of lucky money when he was a child, but never enjoyed it. Until liberation, with the development of society, the pace of social progress is getting better and better. At first, grandpa didn't get lucky money from his elders every year, but as the years improved, he had to scrimp and save. The lucky money he received was often just a Kangxi Bao Tong or a Qianlong Bao Tong. Save it every year until you can study, then take it out to buy paper and order books for study. Sometimes, because of the tight family life, you have to buy salt with lucky money. I think grandpa didn't get much lucky money when he was a child, but he could feel the deep blessings of his elders. When my grandfather took part in the work, it was not until the 1970s that he realized that the lucky money bound children's childlike innocence and encouraged them to study hard. However, due to the large population and poor family, he can only reluctantly give each child 1 yuan lucky money. Since he had a grandson, with the increase of grandpa's salary year by year, the custom of elders giving lucky money to younger generations has prevailed in society, and the amount of lucky money is distributed to each grandson from 10. After listening to my grandfather's account, I thought that when my grandparents and my parents were young, the lucky money was squeezed by adults. Grandparents, grandparents, parents use the lucky money given by their elders to buy school supplies, and my lucky money comes from a wide range, from elders to parents' relatives and friends. After careful calculation, this is a very valuable money. Making good use of lucky money can promote childhood success. On the contrary, it is shameful to take some children in the society to buy snacks in Internet cafes with lucky money. I know that lucky money is hard-won. It is sweat money, bearing the care, high hopes and simple feelings of the elders. It also reflects the rapid and sound development of society. I want to learn how to use the lucky money of the elders, cherish the hard-won lucky money, and make good use of it, spend it well in a planned and purposeful way, and don't spend a penny indiscriminately, so that it can become money for developing intelligence, increasing knowledge and becoming a talent. Let the good wishes of my elders be exchanged for my good performance and return the love of my elders. Thanks to the correct leadership of the party and the government, we will become the glory of the party and become worthy successors.
Expert comments:
Can't describe, the details are inappropriate.
The most hopeful and anticipated day for lucky money has finally arrived-Spring Festival. Children want to celebrate the Spring Festival most, because they can have new clothes to wear, delicious food, lucky money and firecrackers. After studying for a year, they can finally have a good life. Adults actually want to spend the New Year just like children, because they have worked hard for a whole year, and finally they should have a relaxed rest.
During the Spring Festival, there are often some customs: visiting relatives and friends and sending and receiving lucky money. In fact, this is often not a bad thing. On the contrary, some jobs will have unexpected situations several times in a year. Take this opportunity to go home and have a look Even if it doesn't help the family much, parents are happy. At least give lucky money, which is the most important thing in children's minds. When the children got lucky money from their relatives, they all smiled happily.
On the third day, I sat on the sofa and took out a red envelope from my pocket. At this time, a brand-new hundred-dollar bill appeared in front of my eyes. I quickly counted one by one, one hundred, two hundred, three hundred ... Wow! 600 yuan! I jumped three feet high with joy, and my heart was full of joy: Ah! Now I'm rich! But what should we do with the money? Are you buying toys? Shopping? Or ...? Then my mother came over and said, "What's the matter? What a great harvest today! Are you happy? " I quickly said, "Mom, let me help you buy clothes." Mother said, "I have enough clothes to wear, so you'd better plan for yourself." However, you should know that although this is not a small fortune, you should also remember that knowledge is power and knowledge is wealth. "Although the lucky money is hard-won, I am determined not to spend it indiscriminately.
The next day, my mother and I went to the bank to deposit money in the bank and set our own password. When I need it, I can extract it freely. On Women's Day, I can buy a flower for my mother and give her holiday wishes. When my classmates are in trouble, I can buy them some school supplies. When children in poor areas need help, I can give generously. ...
Expert comments:
The language is simple and the details are inappropriate.
Lucky money is every child's hope for the New Year. I don't know when it started, and the lucky money has become a sad place in many children's hearts. For me, lucky money is like a flower in the mirror, out of reach.
Every New Year's Eve is my happiest time, because I can receive several lucky money at the same time. And no matter how late I fall asleep, I always get up early on New Year's Day and then take my parents out to pay New Year's greetings. The purpose is self-evident: lucky money.
I remember one year, I took my parents to menstruation's home early in the morning to pay a New Year call, and my mouth immediately became sweet: "Happy New Year, menstruation!" ""Happy New Year, uncle! "My aunt and uncle greeted us after hearing the news. Haha, my aunt gave me a red envelope. I pretended to be evasive, said "no need", pushed my aunt a few times with a red envelope in my hand, and reluctantly accepted the lucky money. In fact, the joy in my heart is indescribable.
I visited several relatives along the way, and my pockets have swelled a lot, and the few pockets can no longer hold them. My mother saw it and smiled and said to me, "Lian Xun, put your lucky money in my bag first and give it to you when you come back." I was worried about losing the lucky money, so I silently counted the lucky money and remembered it, thinking: I am not afraid of being corrupted by my mother. So, I readily promised my mother: "well, let it go first!" " "
I wanted to give some of it to me as pocket money, but I gave it up when I thought of my parents.
I asked for the lucky money and counted it. Then, I gave my parents all this year's lucky money, and asked them to help me deposit it in the bank, take care of my daily expenses, and completely put an end to my bad habit of spending money indiscriminately. At the same time, my parents' frugal and simple lifestyle gradually began to influence me imperceptibly, leaving a deep imprint on my heart.
No matter where I go in the future, I will remember that my parents are the greatest teachers and friends in the world. They taught me to walk every journey of my life. When I grow up, I will repay them with all my true feelings.
Every New Year's Eve is my happiest time, because I can receive several lucky money at the same time. And no matter how late I fall asleep, I always get up early on New Year's Day and then take my parents out to pay New Year's greetings. The purpose is self-evident: lucky money.
Expert comments:
Improper choice and conception
What is the use of lucky money? Where is my lucky money? Alas, there is no harvest this year! All my lucky money was returned. There is something fishy about it.
Come to think of it, no, my money is for my mother, and my mother gave it to other people's children as lucky money. "tricky" is here!
I have a new plan this year. My money is my lifeblood, no one wants to take it, no way! I want to increase a little money every year. Qian Qian, I'm coming! My money, you can't run away. As I get older, I want more and more lucky money, hee hee. No wonder my mother said I was a penny addict. I was right.
As I grow older, I also understand the hard work of my mother and father. I want to reward them well, but I can't reward them with grades. I should give them something economical. I thought of the lucky money. Idle is idle. Give it to them!
Now I understand that it doesn't matter where the lucky money goes, it is important to put it in the right place, so this is their purpose!
Take the lucky money to where you should go!
Expert comments:
The language is plain and the center is not prominent.
My lucky money and I are indispensable in the new year, so the lucky money has become a symbol of the new year. Many students are very happy after getting the lucky money, but they don't know how to use it reasonably. They used it to do something meaningless, and as a result, the lucky money was quickly used up, but I was not like this.
After I get the lucky money, I will count it first, then donate part of it to Project Hope, and then take part to buy new stationery. I can also take some money to buy some gifts for my elders on their birthdays and festivals, and finally deposit the rest in the bank.
I took thousands of lucky money this year. I was very excited when I got the lucky money again. As soon as I got the lucky money, I foolishly gave it to my mother. At this time, my brother came up with a wise idea: "You can keep the lucky money in the bank. If there is interest, you will have more money next year! " "I thought to myself: if there is such a good thing in the world, save money! I shouted excitedly, "mom, I want to deposit my money in the bank!" ""Good good, don't worry. You have so many lucky money, you should donate some to Project Hope to show your love. " My mother gave me an opinion. I suddenly said, "Yes, I will act now! However, my stationery is old, so I have to buy some new ones! Mom, give me the lucky money quickly. I will definitely control it! " "Well, I believe you!" Mom agreed after a while, "but you have to have a father to supervise you!" " ""ok, I agree! " I readily agreed.
We're on the move. My mother gave me the lucky money for the first time. Then, a part of the lucky money was donated to Project Hope. Part of it was used to buy some stationery. Finally, under the guidance of my father, I went to the bank to get a bank card. When I got the card, I was very happy: "Yeah! I also have a bank card! " After handling the bank card, I carefully took out the lucky money, inserted the card into the machine, looked around again to make sure there was no one around, and then stuffed all the remaining lucky money into the machine and deposited it in the bank card. I felt a sort of surge of relief.
A few days later, it was my mother's birthday. I thought about it carefully: My mother's birthday is coming, and I must give her the biggest surprise! I thought of a problem. Suddenly, I thought of my lucky money, right! I still have lucky money! I can buy a gift quietly with lucky money and give it to my mother on my birthday! Just do it, I kept it from my mother: "Mom, I'm going to my classmate's house to play for a while!" " "Said and ran out. I went to the cake shop, asked the cake master to make a big cake, then took 150 yuan from the bank, then went to the cake shop, gave the money to the cake master and went home with the cake. When I got home, I gave my mother a big cake. Tears filled her eyes with joy, and my heart was filled with joy.
It seems that lucky money has many uses. As long as it is used reasonably, lucky money can do many meaningful things!
Expert comments:
The language is simple and the details are inappropriate.
There are many lucky money customs in China, such as setting off fireworks, which are all aimed at expelling young animals. Putting up couplets and going door to door is also a celebration. It is natural for children to get lucky money. Of course, for me before, the lucky money was to buy snacks. I could have eaten my favorite potato chips and bought a nice pencil case, but now it seems that the original childishness has quietly passed away, leaving only those messy and vague memories.
I don't know when I can get the lucky money. It is said by adults that only children can get it, but what is the concept of children? Maybe we are young and ignorant and think we are adults, not children anymore. We have grown up and can't stand the bondage of adults. We have bid farewell to childhood, we can go home and cross the street by ourselves, and … maybe we don't know if we have grown up. In the eyes of parents, we will always be children. We are bohemian and think this is called youth. Maybe we grew up in such youth. Year after year has passed, I don't know how many years I can get lucky money, but I really hope I can get it forever. Pressing age, pressing age, can you really suppress my unhappy growth?
Growing pains can't be explained clearly for a while, and it takes time to understand and solve them slowly. I don't know how much lucky money I got, but I know it's just a formality. Originally, I naively thought that the lucky money could buy what I wanted, but after being confiscated again and again, I lost interest. But now I understand that I still have to "return" the lucky money. Others give me lucky money, and parents naturally give it to other children. This "business" is very cost-effective. I don't know when I realized this principle, but it developed.
I still got the lucky money this Spring Festival. I don't know what to say, but I still have to turn! Maybe in a few years, my children will ask me, mom, why can't I buy what I want and why should I confiscate it? Then what should I say? I don't know if the lucky money I got this year is considered as a child, but I know it's too self-deception. I am 18. /kloc-children aged 0/8 should be adults in law. I should have the idea of being an adult and be baptized by adults. The adult world is recruiting me. How should I meet?
Maybe I can only say goodbye to my lucky money, ah! Lucky money, I will remember the years you brought me, that unforgettable childhood.
Expert comments:
Express a lack of literary talent
Alas, my lucky money, the long-awaited day-the Spring Festival has finally arrived! Whenever this day, grandpa, grandma, grandpa, grandma … will give me lucky money. New Year's Eve, I'm so excited. I thought I would be rich tomorrow. I was so happy that I couldn't sleep all night. This festival is so important to me that all other festivals can be cancelled. If anyone dares to cancel this day, I will be anxious with him.
On the morning of New Year's Day, my mother and I drove for two and a half hours to my grandmother's house to pay New Year's greetings. As soon as I entered the door, I quickly said, "I wish my grandparents good health and a happy New Year!" " Grandma was glad to welcome me in, but my mother was left out in the cold and looked jealous. Soon, my grandmother took out a thick red envelope and put it in my hand. She smiled and said to me, "I wish Huang Hui good study, good health and rapid growth." In order to show politeness, I pretended to refuse again and again, but my heart was full of sweetness. With the lucky money, I immediately went to the small room, took out the money, threw the red envelope, and immediately put 1200 yuan in my pocket. Ha ha! I made a fortune. I will never be polite about this money. I thought to myself how to use it. I have to buy the latest remote-controlled plane, yes, and a mini racing car ... I can't help but be happy when I think about it. I'm afraid of sleeping. I walked out of the room quietly, ready to realize my idea just now, but I didn't move fast enough. My mother called me in and said, "Son, come back." My mother's voice chilled me, and I thought, "This time it will be terrible." The scene of a few years ago immediately came to my eyes. "Lucky Money Mountain" was searched completely by my mother and turned into a thick exercise book. Thinking of this, my legs went soft. I moved back slowly and stammered, "Mom, damn it …". What are you doing? ""Son, I should have asked that. " "Oh, I want to go out." "Are you? Then you put the lucky money with me first, and I'll take you to the book mall to buy some books tomorrow. "It sounds like falling into an ice hole. I want to refute it, but my mother's majesty makes me irresistible. My hands are shaking. I gave the money to my mother. Then I rushed out of the house and walked in the community, thinking that it was unfair: my grandparents gave me the lucky money, and I had the right to control it myself, but my mother just wouldn't give me this freedom. I have grown up, and I long for freedom. Maybe mom is good for me, alas! Maybe next year. Maybe I can control the lucky money by myself next year.
Alas! My poor lucky money.
Expert comments:
Inaccurate words, plain language, no description, improper selection of materials, and no prominent center.
Magic New Year's "lucky money" Sun Class 5 (3) of Hudong Branch of Zhuyuan Primary School in Pudong New Area of Shanghai was in Wu, Shu and Wei, which was during the Chinese New Year.
Magicians, monarchs and so on in these three countries all get together by their own means of transportation, and everyone talks about it noisily. Everyone is discussing in a small room. Rockett pondered for a while and said, "Can we not give our children lucky money this year? Give them magic, even if the lucky money is given! Then call them a trick every New Year. How about that? "
"That's no good!" Zuo Ci retorted, "I would have given lucky money! So you have no money! I don't agree! " "You this person, alas, what all good, is too stingy! So what's the weight? There's not much money anyway! Just a little! " Rockett said unconvinced. I saw the two of them fighting with magic. ......
Hua Luo expressed his opinion: "I think Ding Yi is right, but I would like to add that I can give them magic beauty every year!" " "Yu Ji cleared his throat and said," Well, what Hua Luo said is very meaningful ... "
"Yes, Yu Ji is right!" This does not mean that Ji is finished, but the cosmic wind of worship has inserted a sentence. Left freckles asked her sarcastically, "Are everything you said to Ji right? Is it an insult to your idol to interrupt before people finish? " "I like everything Yu Ji said. Do you care? " Cosmic wind said angrily, as soon as she finished, she closed the freckles on the left with magic.
"So be it!" Guan Lu's concluding remarks. "Hua Hua ..." Everyone applauded. I returned to my country with my magic tools.
Expert comments:
The language is plain and indescribable.