First, the study of interest rate marketization

1, interest rate marketization and interest rate risk management of commercial banks

2. Marketization of interest rates: How do rural credit cooperatives use interest rates? Lever? Carry out risk control

3. Interest rate marketization and money market development.

The marketization of interest rate is the inevitable trend of the reform and development of interest rate formation mechanism in China. However, there are still many unfavorable factors in the process of interest rate marketization in China, and the lagging development of money market is one of the very big obstacles. By developing China's money market (mainly analyzing interbank lending market, treasury bond market and other short-term money markets), the process of interest rate marketization in China can be promoted.

4. The negative effect of interest rate marketization and the supervision of the central bank.

The benefits of interest rate marketization to the economy have been fully recognized by people. At present, it is more important to carefully analyze the negative impact of interest rate liberalization on the economy. Although these negative effects are inevitable in the interest rate marketization, they cannot be allowed to develop. The central bank should also be able to eliminate these negative effects. By comparing the international experience of interest rate marketization, we can give some policy suggestions.

5. The impact of interest rate liberalization on China insurance companies.

6. How should commercial banks deal with the marketization of interest rates? On the one hand, it is realized under the great promotion of commercial banks. On the other hand, its realization will have an impact on commercial banks, such as the improvement of pricing technology, the increase of interest rate risk and the intensification of competition. We can discuss how to deal with these challenges from many aspects and put forward effective countermeasures.

7. The influence of interest rate marketization on state-owned commercial banks (or small and medium-sized commercial banks) and its countermeasures.

This is to limit the content of the previous question to some specific banks and further discuss the characteristics of these specific banks.

8. Adjustment of investment and financing strategies of enterprises after interest rate marketization.

After interest rate marketization, enterprises need to consider interest rate risk, interest rate combination of assets and liabilities and pricing methods in the process of investment and financing.

9. The introduction of derivative financial instruments in China interest rate market.

After the marketization of interest rate, the existence of interest rate risk makes the introduction of derivative financial instruments both necessary and possible. Derivative financial instruments are a double-edged sword. How to give full play to its function and effectively control its accumulated risks can be discussed to some extent.

10, analysis of interest rate marketization and the effectiveness of monetary policy

Interest rate policy is an important part of monetary policy, and the reform of interest rate marketization is conducive to improving the effectiveness of monetary policy. However, after the interest rate is completely liberalized, it may also be accompanied by a series of interest rate reform risks, which will have a negative impact on monetary policy. Therefore, we should improve the macro-indirect control mechanism of the central bank, guard against the risk of interest rate reform and ensure the effectiveness of monetary policy.

Second, the research on the problem of non-performing assets of banks.

1, methods for transforming or cleaning up non-performing assets of commercial banks

2. Experiences and lessons of non-performing assets reorganization of foreign banks and its enlightenment.

3. International comparison and reference of bank's non-performing assets disposal experience.

4. Thoughts on revitalizing the non-performing assets of credit cooperatives

5. Advantages and disadvantages of setting up an asset management company to deal with non-performing assets of commercial banks.

6. How to prevent the regeneration of non-performing assets?

7. Advantages and disadvantages of debt-to-equity swap in dealing with non-performing assets of commercial banks

8. Efficiency analysis of debt-to-equity swap policy

Third, the research on asset securitization.

Feasibility analysis of asset securitization.

(1) The concept, characteristics and purpose of asset securitization.

(2) Characteristics of financial assets suitable for securitization.

(3) Technical problems that should be paid attention to in asset securitization: information collection and processing (to ensure the truth and accuracy of information); Asset valuation; The way to sell asset securities.

(4) Various schemes of financial asset securitization in China: high-quality asset securitization scheme; Non-performing assets securitization scheme.

(5) Macro-environment of asset securitization in China: financial market construction; Construction of legal environment; Financial capital injection and preferential tax policies; Cultivation of financial talents.

2. The development conception of credit asset securitization in China.

3. Asset securitization financing model

4. Analysis of the market demand prospect of financial asset securitization in China.

5. Consumer credit and asset securitization

6. International reference of asset securitization.

Fourth, financial innovation, financial risks and financial supervision.

1. Problems in China's financial supervision system and improvement countermeasures

Existing problems: the content is not standardized; Imperfect indicators; The method and means are simple; Poor ability to resist external interference.

2. The new trend of financial supervision in western countries and its enlightenment to China.

3. Prevention and resolution of financial risks in China.

4. Financial supervision and monetary policy

5. Strengthen the risk internal control mechanism of commercial banks.

6. Analysis of the impact of financial innovation on monetary policy.

7. Reflections on the relationship between financial innovation and financial supervision.

8. Financial risks in financial innovation and their management

Verb (abbreviation of verb) is divided into two types: separate operation and mixed operation.

1, the choice of separate operation or mixed operation of China's financial industry

2. The evolution of mixed operation in western countries and its enlightenment to China.

3. Research on the supervision of financial holding companies.

(1) Clarify the regulatory authorities of financial holding companies. Even if the financial holding company itself does not directly engage in banking, securities and insurance business (such as China's industrial holding mode), its main capital or most of its capital is invested in financial enterprises, and its business decision-making behavior directly affects the financial market. Therefore, it is necessary to bring financial holding companies into the supervision vision of financial supervision departments. The existing laws and regulations only define enterprise groups, and the definition of financial enterprise groups can only be analogized. However, the supervision of financial holding companies is obviously different from that of industrial and commercial departments. Within the existing legal framework, there is no clear legal basis for the supervision subject and supervision behavior of financial holding companies.

(2) Strict market access conditions for financial holding companies. Financial holding companies have all-round financial functions through equity leverage. Compared with ordinary financial institutions and enterprise groups, financial holding companies have greater financial risks, so the market access conditions of financial holding companies should be more strictly restricted.

4. Mode comparison and realistic choice of mixed operation.

5. Financial supervision in financial mixed operation.

The form of financial mixed operation and its new situation in China. China's financial supervision must be adjusted. To this end, we can learn from the experience of Britain and the United States in reforming financial supervision under mixed operation, so as to put forward the principles and relevant suggestions for implementing financial supervision in China at present and in the future. ;