The rapid development of P2P is accompanied by words such as high income and high risk. As a P2P online loan practitioner, I try to analyze this problem from an objective perspective. As far as the problem itself is concerned, "how to control risks", first of all. Let's first understand the risks of P2P.

I. Credit risk

Generally speaking, the use of Qian Shengqian's business involves relatively large funds. Once the credit crisis occurs, it will be a huge loss for investors. The credit crisis is invisible and difficult to detect on the moral level.