I am honored to study this course. First of all, I would like to express my deep gratitude to Teacher Gong. Through the teacher's inculcation, I have a deeper understanding of the course of finance and realize its leading role in the whole financial curriculum system. I can also set up basic modules and selection modules according to the specific conditions of students at different levels in different schools, so as to better achieve the teaching purpose and improve the teaching content.
Teacher Gong analyzed and introduced the construction of this course, its development at home and abroad, and the choice and arrangement of teaching forms from many angles, which also triggered my thinking about high-level classroom teaching. What kind of classroom teaching is high-level? In our current teaching, there are inevitably two situations: some teachers have high level, standardized teaching content and strict requirements for students, but they are often not popular with students; Another kind of teacher breaks the framework, and the teaching forms are novel and diverse, and the scale is broad, but it will conflict with the traditional educational background. Under the background of today's education system, classroom teaching is still the main battlefield of our teaching, with teachers as the protagonists and students as the subjects. Therefore, the blackboard teaching with chalk and one mouth still occupies the mainstream, which is a big problem for mobilizing students' enthusiasm, initiative and creativity. For most students, their understanding of "preview" is limited to memorizing several concepts, theorems and solutions to several examples. Through preview, they seem to have mastered the knowledge of this lesson. However, they lost their enthusiasm for studying problems in class; They have lost the disciplinary thinking method they used when thinking about these problems; What's more, because I didn't fully participate in the process of solving problems, I lost the training of facing difficulties, facing difficulties and never looking back!
In the usual class, we have classroom lectures and courseware to talk about financial knowledge, as well as group presentations on financial trends, as well as classroom questions and writing papers. These methods greatly aroused our enthusiasm. Finance is the general name of currency circulation, credit activities and related economic activities. Finance in a broad sense refers to all economic activities related to the issuance, storage, exchange, settlement and financing of credit currency, even including the sale of gold and silver. Narrow sense of finance refers to the financing of credit currency.
The contents of finance can be summarized as the issuance and withdrawal of money, the absorption and payment of deposits, the issuance and recovery of loans, the trading of gold, silver and foreign exchange, the issuance and transfer of securities, insurance, trust and domestic and foreign currency settlement. Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies, securities companies, credit cooperatives, finance companies, financial leasing companies, securities, gold and silver, foreign exchange exchanges and so on.
Finance is an economic category formed after the emergence of credit currency, and it and credit are two different concepts:
(1) Finance does not include loans in kind, especially the financing of monetary funds (narrow finance). People not only borrow money for financing, but also issue stocks for financing.
(2) Credit refers to the borrowing of all currencies, and finance (in a narrow sense) refers to the financing of credit currency. The reason why people want to create a new concept other than "credit" to refer to the financing of credit currency is to summarize a new economic phenomenon; The two economic processes of credit and currency circulation have been closely combined. Bank credit can create and reduce money, which is the most obvious financial feature. Bank credit is considered as the core of finance.
By understanding the views of various schools on money demand, we can know that the change of money circulation speed is a complex phenomenon, which is the result of the joint action of many factors. Keynesian speculative demand, monetization, new monetization forms and the expansion of financial assets will all lead to the emergence of money circulation speed. As we all know, the mechanism of these factors is the same, which leads to changes in the structure of money demand, but there are different opinions on their effects. Some people have analyzed the relationship between the speed of money circulation, economic monetization and financial development in China.
Relationship among interest rate, savings rate and interest rate. The research shows that economic monetization is not the reason for the decline of money circulation speed in China, but the degree of financial development and interest rate are the reasons for the change of money circulation speed, and interest rate is not the reason for the change of money circulation speed V2.
Others combined with China's national conditions, using the data of China Financial Yearbook, denied Keynes's theory of money demand. He concluded that the velocity of money circulation in China is insensitive to the change of interest rate.
Through study, I gradually have my own ideas and seek my own ideas. What impressed me the most was Fisher's view that the speed of money circulation is influenced by the system and will be quite stable in the short term. China's economic market is largely regulated by the government. In recent years, people feel increasingly strong economic growth and domestic inflation. The central bank raised the statutory reserve ratio and raised interest rates several times, which forced me to link the four concepts of money demand, money circulation speed, national interest rate adjustment and economic growth. If we find out the subtle relationship between these variables, it will be far-reaching to accurately formulate China's monetary policy and predict the national economic development.
Finance majors mainly train senior professionals who have basic knowledge of financial insurance theory and master financial insurance business technology, can analyze financial insurance activities and handle financial insurance business by using general methods of economics, have certain comprehensive judgment and innovation ability, and can work in central banks, commercial banks, policy banks, securities companies, life insurance companies, property insurance companies, reinsurance companies, trust and investment companies, financial leasing companies, financial asset companies, group finance companies, investment fund companies and financial education departments. My main research fields in finance are monetary banking, commercial bank management, central bank, international finance, international settlement, securities investment, investment project evaluation, investment banking, corporate finance and so on. Teachers not only "teach people to fish", but also "teach people to fish" Teachers and we have established an equal and democratic relationship between teachers and students, creating a relaxed and harmonious learning atmosphere, which enables students to have the best learning mentality and study easily and happily. With the development of computer multimedia technology, teachers can organically combine multimedia technology into classroom teaching. Multimedia courseware is rich in content and flexible in form, which can effectively improve students' interest in learning and make them actively participate in classroom activities organized by teachers.
Scientific research has proved that the rate of people acquiring knowledge through various senses is: visual 83%, auditory 1 1%, and other 6%. The combination of audio and video can almost obtain the best knowledge retention rate. Terella pointed out that people can generally remember 65,438+00% of what they read, 20% of what they heard, 30% of what they saw and heard, 50% of what they saw and heard and 70% of what they talked about. It can be seen that the use of multimedia teaching can mobilize students' multi-sensory participation and play an important role in developing intelligence, strengthening memory and improving the efficiency of history teaching.
Of course, the use of multimedia technology can't go into a dead end. We should see that advanced technology is only an auxiliary means of teaching and cannot fundamentally replace the position of teachers. In teaching, according to the actual situation and its own characteristics, appropriate multimedia technology should be adopted to add icing on the cake to teaching, instead of blindly pursuing the beauty and novelty of courseware and ignoring its practicality. So I agree with a new idea: the essence of teaching is communication, with teachers and students as the main body and teaching content as the intermediary.
After the teacher's combing, the logical main lines and relationships are clear at a glance, which can be used in future explanations and reviews to guide students to grasp the key points and difficulties of the course as a whole. I will work harder to teach this course in the future!