Credit card collection-Credit card collection usually refers to international credit card online payment, which is generally used for small collections below $65,438+$0,000 in foreign trade. More suitable for online store retail: clothing, bags, watches, shoes, electronic products, virtual games, travel and air ticket booking.

Credit card payment risk-from "use money first, then repay" We can look at the process: (1) The buyer sends a payment instruction from his credit card to the issuing bank. (2) The bank advances money to our bank; (3) When the interest-free period expires, the bank informs the cardholder of the repayment date and amount.

From the perspective of risk analysis-the exact concept of credit card is credit card, which is different from debit card commonly used in China. The fundamental difference between the two is that the former uses money first and then repays it, which is equivalent to borrowing money from the issuing bank and has an interest-free period of a certain number of days; Interest is charged after the interest-free period. The latter saves money first and then uses it, all of which are their own money, and there is no handling fee.

I'm collecting money by remittance baby's credit card now. I use VIP, which is not bad, and the success rate is about 80%.