Xu Yun has a rich personal experience. 199 1 After graduating from university, I have been engaged in supply and marketing, urban construction contracting projects, catering and other fields. Rich work experience makes Xu Yun know more about what enterprises need most in the development process. "It is a common problem for SMEs to break through the bottleneck of funds."
Small and medium-sized enterprises' demand for funds has the characteristics of "short, frequent and fast". However, the standardized bank loan procedure is very complicated. Xu Yun said that banks should first conduct a comprehensive investigation and understanding of the financial, operation and management aspects of enterprises, then conduct risk assessment, and then follow up the operating conditions of enterprises. "
Extended data:
Guarantee to build a credit bridge
What is the role of the guarantee company? The answer given by Xu Yun is simple and clear: to build a good communication platform for financiers and investors.
In recent years, the financing difficulties of small and medium-sized enterprises have been recognized by all parties but difficult to solve. Especially with the acceleration of the development of private economy, although the quantity and quality have been greatly improved. However, financing difficulties will always become the bottleneck of the rapid growth of enterprises. Under this opportunity, a guarantee company like Schwab came into being. "The emergence of guarantee companies has built a platform for mutual cooperation between financiers and investors.
Baidu Encyclopedia-Xu Yun (Gold Guarantor)