Look at your credit information, whether the basic information is false, whether the job seeker has high debts, whether it is overdue, whether the credit information is spent, and so on. In other words, credit information is a person's resume. You can check it through the People's Bank of China official website or the third-party platform, mainly to see whether it is blacklisted and whether the debt is too high. Three common channels for personal credit inquiry

1. Bank self-service printer for detailed credit information. You need to bring your ID card to the local China People's Bank Credit Information Center or its authorized bank self-service printer for printing.

2. The mobile phone terminal inquires the short version of the credit information. 12 national commercial banks have launched online inquiry service for personal credit reports of mobile online banking. You can inquire personal short credit reports through online app, mainly including ICBC, China Construction Bank, Bank of China, China Merchants Bank, Shanghai Pudong Development Bank, China Guangfa Bank, Bank of Communications, China CITIC Bank, Ping An Bank, China Everbright Bank and Postal Savings Bank. 12 bank app can check personal credit report for free at any time. You can get the report the next day, and the fastest day. China UnionPay China UnionPay Express app has also launched a personal credit inquiry service, through which bank card holders can inquire about personal credit short reports online.

3. Counter-inquiry. Friends who are inconvenient to use the self-service machine can also go directly to the counter of the central bank and the business outlets of commercial banks granted credit by the central bank, bring their personal documents, fill out the Application Form for Inquiry of Personal Credit Report, or obtain personal credit report for free. If you don't have time to go to the bank outlets to inquire, you can also entrust your ID card and your own Inquiry Authorization Letter to your relatives and friends, and others will carry the above materials and my ID card as agents to help you inquire about your personal credit report at the bank outlets.