Although campus loan has the advantages of convenient application, simple procedures and rapid loan, it also has the characteristics of lax information review, high interest rate and high liquidated damages.
Some 12 college students believe that online billing can make money, but unfortunately they are caught in campus loans and still owe160,000. I believed other people's lies and thought that I could earn commission to subsidize my life by swiping the bill online, but I didn't expect to fall into the trap of "campus loan". The people's court tried hard to recover, and the people's procuratorate actively applied for judicial assistance. 12 Nearly 90% of the losses of the cheated college students were compensated.
Zhao, the defendant who set up the "campus loan" scam, just graduated from college and pretended to be a staff member of the peer-to-peer lending platform through the Internet, falsely claiming that he could introduce a part-time job. As long as he "swipes the bill" through the loan help platform on the lending platform, he can get the returned 10% commission. At the same time, Zhao promised to cancel the loan slip through the background, and college students do not need to repay. 12 college students believed Zhao's statement, applied for a loan according to his requirements, and provided Zhao with all personal identification information.
Using this information, Zhao made loans at will on several peer-to-peer lending platforms, such as Jiufu, Staging Music, Premium Staging and Hua Wuque. After 12, college students received repayment information one after another, but they couldn't find Zhao before they realized that they had been cheated. Most of these deceived students are poor students from Gansu, Qinghai and Xinjiang. After being cheated, it brought great economic pressure to the family.
During the trial, the presiding judge always takes "chasing the victim" as the center. While cooperating with the public prosecution agency and investigators to find out the flow of Zhao's assets and stolen money, he contacted Zhao's parents many times and worked for Zhao himself and his family many times through his defenders, and finally recovered more than 654.38 million yuan of stolen money. Zhao was sentenced to 4 years and 6 months in prison for committing fraud.