The bank debit card will charge an annual fee of 10 yuan.

Small account management fees will also be charged if the deposit balance does not reach the specified daily average in 300 yuan (some banks stipulate 500 yuan).

3 yuan every quarter.

2. If the card has been charged with 0.

The arrears will continue to accumulate in the banking system.

Until the customer voluntarily returns the card.

3. Some banks, such as China Construction Bank.

Will be in arrears two years later

Set the card status to "account cancellation"

There are also some banks such as ICBC.

You will accumulate debts.

4. At present, the personal credit information system has not defaulted on the debit card annual fee and small account management fee.

Incorporate into the system

Once it is included in the system, it will produce bad credit records.

It is recommended to use debit cards for a long time

Be sure to cancel the card.