1. When a student visits a hospital at or above the county level or a medical institution recognized by an insurance company, the medical expenses that meet the requirements of the local social medical insurance department can be reimbursed, and the insurance company will pay 80% of the medical insurance premium after deducting the deductible of RMB 50 yuan.
2. If the insured's treatment has not ended at the expiration of the insurance period, the insurance premium paid by the insurance company shall be calculated from the day after the expiration of the insurance period, and the outpatient treatment period shall be 15 days; The longest period from hospitalization to discharge is 90 days.
Expand information 1, transfer risks, and ensure the stability of family life: if a child is born soon, it will be the best gift for him as an adult. Children still have a long way to go from stumbling to walking steadily. Parents may not be able to take care of their children all their lives, but they can use life insurance to convey their endless love for their children and help them tide over every difficulty.
2, the premium is cheap: the accident probability of children is lower than that of adults, and the premium is naturally low. The younger you are, the more cost-effective the premium you pay. For example, the premium of a 30-year-old man is 3.5 times that of a boy aged/kloc-0.
3. Great underwriting opportunities: The older you get, the more physical problems you have. Childhood diseases sometimes affect the future. Early insurance can avoid being charged or refused insurance.
4. Establish a good long-term plan: educate children to understand the projects and advantages of life insurance as soon as possible and instill a good risk management concept.
5. Reduce the burden on children in the future: After the children reach adulthood, the insurance premium has expired, and they can have multiple guarantees without paying the insurance premium.
6. Establish an education and entrepreneurship fund: provide education, entrepreneurship and marriage funds according to children's different growth stages such as high school and university.
7. Tax saving planning: Life insurance has the right to save taxes.
8. Insurance payment is completely tax-free: According to the tax law, the insurance payment of life insurance is exempt from all taxes.
9. Transfer property to children: transfer property to children's names by helping them buy life insurance.
10, cultivate children's sense of responsibility: cultivate children's good values, help share insurance premiums and cultivate a sense of responsibility when they grow up.
References:
Baidu encyclopedia-accidental injury insurance for students and children
Which undergraduate schools recruit students majoring in preschool education in the spring college entrance examination