2. If it is a simple accident insurance, it will definitely not be reported;
3. What is your specific gynecological disease? What kind of surgery is it? Because there are exemption clauses in medical insurance, most medical insurance stipulates congenital diseases, childbirth, abortion, infertility and so on. Not compensated;
Whether you are medical insurance or personal insurance depends on whether you are hospitalized in the insurance liability. If yes, and your gynecological diseases and operations are not within the scope of liability exemption, you can apply for claims; If you are not hospitalized in the insurance liability, or your illness is in the liability exemption project, you can't claim compensation.
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According to your supplementary content, make the following supplementary reply:
5. Illness is treated in outpatient department, not hospitalized, and not insured in Xue Ping;
6, leep surgery for cervical erosion, if it is hospitalization, as long as your insurance includes hospitalization responsibility, you can claim compensation.