The premise of online shopping: apply for an online bank, and then apply for an Alipay to associate online banking with Alipay.
Ordinary shopping website shopping process: the buyer pays, and then the seller delivers. Be careful when shopping on ordinary websites, and don't wander around websites you don't know. Taobao shopping process: the buyer pays Alipay, then the seller delivers the goods, then the buyer confirms the receipt, and then Alipay pays the seller. Taobao shopping is the most popular mode at present.
When Taobao shops and receives goods, it is necessary to unpack them in front of the courier and check whether the goods are damaged or have quality problems. If you have any questions, you can refuse to sign for them or ask the courier to issue a certificate, and then negotiate with the seller about returning the goods in time. Taobao shopping tips: find a seller with high reputation. After choosing a good product, look at the store's credit evaluation and product sales. Pay attention to "truthfully describe" and "return within 7 days" goods.
Keep your eyes open and you'll find the right one. Online shopping is a science, so we should explore it slowly.
Let's take a look at several fraud methods to prevent fraud. The first is to induce the buyer to confirm the receipt fraud. There are two ways to cheat: one is to use the automatic delivery shaker to let the buyer confirm the receipt before the "extract card number and password" pops up. This is a deceptive statement! Auto-delivery is a window for buyers to "extract the card number and password" after taking pictures of the baby and entering the page of buying the baby! And the picture intercepted by the liar, the careful buyer should be able to see that it is displayed like this: it shows "successful transaction"! The normal window is "waiting for the buyer to confirm the receipt" and the following is "extract the card number password"! ! ! Some scammers also blatantly say that buyers don't understand the automatic delivery process, and guilty buyers are deceived under the guidance of scammers! The other is: swindlers use rhetoric and many excuses to induce buyers to confirm the receipt! For example, "occupy funds", "recharge after confirming payment", "I passed the real-name authentication, can I cheat you" and so on. In short, scammers will have many excuses to take advantage of the kindness of buyers and succeed! Buyers who want to buy virtual transactions should read the eye-catching tips on the page when confirming payment: the second type: deception of automatic pick-up card encryption. We topped this post, but there are still buyers who are cheated! The trick is: the idiom of swindlers and sellers "Don't shoot around, I'll give you a link!" " "The link given by the scammer is not the baby link that the buyer wants, but the link of other virtual transactions, and the owner ID in the link is not the same as the seller that the buyer talked about. At this time, the liar has an excuse to say, "This is my other number. Don't worry, I want the credit of this product. "The result can be imagined: the card secret obtained by the photographed baby will definitely not be filled in, and the liar will induce the buyer to give it to him, and then he will charge for you. The prevention method of this kind of deception is: be sure to see if the owner ID in the link is consistent with the ID you are calling! ! ! Contact the owner of the link directly after taking it, regardless of another ID! The third type: phishing fraud, both buyers and sellers, is that the liar gives the other party a link on Want Want (this link is usually an unsafe link with a small yellow question mark in front), euphemistically called: you need to enter, pay one yuan or a penny as a guarantee! When you enter your account number and password, it always shows that the submission is unsuccessful, but at this time you have been cheated! Liars will immediately write off your money in the other party's account! Remind everyone again: we must use the formal process of Alipay! Don't enter your bank account number and password on other websites! ! ! Don't believe the transaction that induces you to pay in any other way without using Alipay! The fourth type: inducing buyers to remit money directly or immediately to the account is a transaction in Taobao, and direct remittance and immediate account arrival are not protected! Moreover, only the goods traded with Alipay can get Taobao's support, and there is no place to complain if there are problems or disputes. Or recover the payment and recover the goods.
The seller's baby page supports Alipay, but does not agree to use it in the transaction process. You can initiate a complaint that the seller refuses to use Alipay or induces the buyer to receive the goods in "My Taobao-I am the baby bought by the buyer", and provide proof such as Want Want chat records. Customer service will handle online shopping, so we must adhere to one principle, that is, operate correctly according to the transaction process! Fifth: winning information scam This scam is a very old-fashioned scam, and now most members will not believe it when they receive such information! Now as long as you receive this kind of winning information scam, I hope members will actively report it. Check the phone: pay attention to the ownership of the seller's mobile phone number. If it is inconsistent with the address left, you should pay more attention; If the phone number can be opened without an ID card, be careful not to look for it after the other party shuts down.
Look at the account: if the seller is engaged in the transaction in the name of the company, but asks the consumer to put the money into the personal account, it is best to choose to pay after delivery. Leave evidence: when shopping for valuable goods online, it is best to confirm the transaction process in writing and keep all transaction records: transaction letters, remittance vouchers, letters from the other party, etc.
At present, merchants do not assume after-sales responsibility for online shopping goods, and buyers must pay attention to the complete preservation of "electronic transaction documents". Report the case quickly: A major feature of malicious fraud in online transactions is that criminals take a step-by-step approach. First, they release bait to lure people into the trap, and then they constantly ask consumers to remit money. Finally, they can't stop and can only be led by the nose.
In this case, don't startle, report it quickly. .
2. How to prevent online shopping cheating?
Deception 1: fake reputation, fake diamond, fake crown.
Don't look at a few crowns when choosing a seller, it's useless, many of them are brushed out! Mainly check the four groups of data of "last week/last month/last 6 months /6 months ago", and compare the ratios of these four groups of data to judge the authenticity of the transaction. Normally, if it is a normal seller, his sales data should be relatively balanced and steadily improved. Looking at the data in Figure 2, the ratio of last month/last week, the ratio of last six months/last month, and the ratio of six months ago/six months ago are all close.
However, the proportion of sellers suspected of brushing diamonds nearly a month/nearly six months/half a year ago is too far apart, which is not normal here. Deception 2: low price trap.
Generally, when people buy a product online, they will search it and arrange it according to the price from low to high. Low prices are more likely to impress people. It should be noted that if a commodity is too cheap, it is much lower than similar commodities, so be on your guard.
Deception 3: the object does not match the picture. Now many sellers are experts in drawing, and many beautiful pictures may be different from the real goods, especially the color difference.
Some pictures and baby descriptions of goods were downloaded from official website and scanned in magazines. Deception 4: false links.
The seller will send you a link to the product website. After clicking, it is a fake web page, exactly like Taobao. It is difficult for ordinary people to tell the truth from the false. At this point, if you enter your own information, you will be fooled, and your account number and password will fall into the hands of scammers.
Deception 5: Fake goods impersonate genuine goods to defraud taxes and fees. Don't think that some goods in the mall are almost the same as the real ones! Some sellers claim that genuine products can be inspected! 20% tax is required to provide invoices, and everything is as good as real! But when it is put together with the truth, the truth and falsehood are immediately revealed! Deception 6: freight trap.
In some shops, the prices of goods are very low. It depends on the freight at this time. Now the freight is generally in 5 yuan, which is about 10 yuan. If the buyer's postage exceeds 15 yuan, please ask a few more questions.
In addition, the average seller will only charge a courier fee when selling multiple items to the same buyer. If the seller wants to charge several courier fees, be careful, the seller is making your money through freight. Overweight except deception 6: freight trap.
In some shops, the prices of goods are very low. It depends on the freight at this time. Now the freight is generally in 5 yuan, which is about 10 yuan. If the buyer's postage exceeds 15 yuan, please ask a few more questions.
In addition, the average seller will only charge a courier fee when selling multiple items to the same buyer. If the seller wants to charge several courier fees, be careful, the seller is making your money through freight.
3. What are the five principles of online shopping fraud prevention?
Recently, reporters often receive complaints from readers about online shopping complaints.
In view of the characteristics of online shopping, the reporter summed up several anti-fraud rules for online shopping, hoping that the public can clearly identify scams. Rule 1: Choose a large-scale professional shopping website and compare various information such as the credibility of each seller, the number of transactions, and the evaluation of buyers.
Businesses with physical stores, consumer rights protection or 7-day free return are preferred. Rule 2: Use a third-party payment platform to reduce transaction risk.
Rule 3: Keep the transaction evidence, and keep the chat records, delivery note numbers, payment vouchers and other evidence related to the transaction with the seller for future use. Rule 4: After receiving the goods, unpacking inspection shall be conducted on site.
If the goods are inconsistent with the seller's description, or there are quality problems, you can refuse to receive the goods. Rule 5: Before you receive the goods, no matter how the seller convinces you or is not satisfied with them, don't click "Confirm receipt".
4. Taobao shopping fraud prevention skills
If you are a fictional senior seller, don't accept the first business if it is a big order. Unless there are special circumstances, don't accept anything that asks you to help him fill in manually and ask for more. Tell him that we are actively recharging. 2。
This is for the buyer. People who are greedy for petty advantages often suffer big losses.
So, don't be greedy and cheap. Liars use the buyer's psychology to start. Also, I don't know if some recharge is true or false. Just a little, if there is a card secret, don't give it to others, even if he says to help you fill it. Since the card secret is known by others, it will be scrapped after one use. Don't give it to others casually.
3。 Don't pick up strange documents from strangers, even the buyer's. If it's a baby picture, ask him to take a screenshot or use a video, because the scammer will pass on the files with Trojan horses to you for absorption.
4。 Don't close unsafe links, that is, there is a question mark behind the URL link, with the style of "Dear, baby can't take photos (or take off the shelf), and the last URL link: * * * * * * * * * * *", even if you tick it, don't click it.
Even if you click, don't lose if you want to know your account, because this is a phishing website. Even if it's online banking, the link he gave you is just a clear account number, or a real online banking or Taobao.
5。 It's a good habit to open a shop on Taobao instead of going to some websites of 7788, and always check and kill viruses, whether they are poisoned or not. It is best to use paid antivirus software.
Change the current code. 6。
On the back of Taobao, "Buyer has paid" can be delivered. When you receive Bao, you won't be informed of the payment status by email, and don't believe the payment screenshots on Want Want, which are all PS. You should go to "My Taobao"-"Sold Baby" to check whether you can pay. 7。
If there are two similar IDs, one is to exchange with you, and the other is to shoot your baby without asking indiscriminately. In order to distinguish, first turn off all chat boxes and make close friends with the buyer who sells the baby, so that you can identify it when you deliver it later. 8。
If any relatives or friends ask you to pay, you'd better call to confirm. Because it is possible that his number was stolen by a liar and used to cheat.
9。 Continue to pay with the collection treasure. If you use online banking to collect money and can't check accounts online, you should be vigilant. The swindler used a fake plain code to log in many times, which made it impossible for you to log in and audit the accounts. Constantly exchange with Want Want. Want Want records are the only evidence for Taobao to solve disputes. Be careful if you use other communication tools.
10。 Taobao customer service telephone number: 057 1-88 157858 (seller); 0571-88158198 (buyer).
Remember, I am looking for customer service. Most of the customers who come to you and are interested in favoring buyers are fake customers. If you are not worried, you can call the customer service yourself.
Taobao stores only do the above, 80% of scammers can turn around and leave, and the other 20% will be vigilant. .
5. What is the common sense of online shop fraud prevention?
It is essential to prevent fraud when opening an online shop for agricultural products sales.
In modern society, there are all kinds of liars. We hope to do business with peace of mind and be honest with every customer. However, your customers are not necessarily good citizens, and some of them may just cheat on the Internet for a living.
As the saying goes, there is no need to harm people, and there is no need to prevent people. Only by knowing some common tricks and having the basic knowledge of fraud prevention can we be comfortable in the online sales of agricultural products.
The following are some common identification methods. Check the credit rating of the buyer.
When opening an online shop, sellers have credit and buyers have credit. If you want to do a lot of business with customers, you must carefully check each other's reputation and the authenticity of credit. For junior users who have no ID card authentication, try not to provide cash on delivery service, and must conduct secure transactions through Alipay.
Second, the contact information left by the other party, such as the mobile phone number, must be communicated with the other party to see if the contact information left is true, reliable and detailed. Third, before delivery, be sure to confirm whether the other party pays and whether the user name of payment is consistent with the account you are calling.
Some agricultural products have low profits and may take a long time to earn back if they are cheated carelessly. If friends have time, simply search and you will see many cases of being cheated.
If you buy goods, you should also be especially careful that some people use low prices to lure you into falling for it step by step, especially the low-priced information in some junk advertisements and news. 4. Individual buyers take advantage of the loopholes in virtual goods and lie that the password is wrong, saying that they are in urgent need.
Ask the seller to replenish the goods immediately. This situation is generally a liar.
Most scammers don't use your password to recharge at all, if you use the serial number to find that there is no recharge. He might say, I just can't fill it in after several attempts.
He tried again, and after a while, it was filled naturally. If you are a novice online shop, you'd better behave yourself and do the following three things to effectively prevent being cheated.
-Trading with Alipay. Don't believe that you won't use Alipay Bank to remit money, use other trading methods, trade in other online payment shops, or many other forms.
Especially for beginners, the probability of novice sellers meeting novice buyers is not high. In order not to be cheated, I advise you not to make money from them Alipay is the patron saint of buyers, and he is also the patron saint of sellers.
As long as you use Alipay, you can reduce the chance of being cheated. Second, be sure to check whether the payment has been made in the transaction management.
Don't believe anything else. No matter what the buyer says and how the system prompts, it depends on transaction management. This should be a habit. More than 80% swindlers cheat you by asking you to deliver goods without paying.
No matter what method they use, the ultimate goal is to make you unable to see or have time to read the information in transaction management. Third, be sure to confirm and contact the users who photographed your products.
There used to be swindlers who cheated both sellers and buyers. Although this method is not used much, you must pay attention to it, because the payment is displayed on your Alipay, which is particularly hidden. There are many patterns, but they can be constantly changed.
6. How to pay attention to anti-fraud when opening an online shop?
Teach you five tricks to prevent the "online shopping" trap. The first trick is to look at the domain name of the domain name scammer website, which is usually very simple and generally consists of English letters and * * * numbers, but it is irregular.
The domain name of a regular website is generally more formal and easy to remember. The more regular and easy to remember, the higher the value of the domain name. And a very common and difficult to remember domain name, because it is cheap and the cost of abandonment is relatively low, it is more likely that the website owner will abandon the domain name after a dispute. The second trick is to look at the company name. Liars generally look very formal and authoritative, such as "Oriental Company" and "Group", which make people feel that they are large-scale units, but the visits to their websites are very low, and most of them cannot be found through search engines.
The third measure is to see the contact information. Generally, regular sales websites will provide relatively complete company contact information, while liar companies often dare not provide real contact information. The most commonly used is to provide QQ number or mobile phone, rather than fixed telephone. If there is a dispute, they can leave. So it depends on whether the website provides formal and effective contact information (preferably 800 or 400 telephone).
The fourth measure is to look at the price of goods. Generally, the cost of making and maintaining a formal website for commodity information and sales is very high, so small-scale liar websites are generally reluctant to do so. The more common liar websites have few products and simple product information, but the price tag is extremely cheap, generally much lower than the market price, attracting consumers' attention at a low price.
The fifth measure is to look at the "ICP" number. The home page of the regular website has the "ICP" sign, which appears as a text link. "ICP" is issued by the State Communications Administration, which is the basic condition for the existence of enterprise websites, and there is filing information in the Ministry of Information Industry.
Click the "ICP" number, and the link should be "ICP/IP address information filing management system of the Ministry of Information Industry", where consumers can confirm the authenticity of their websites through verification. (labor noon report).
7. Anti-fraud tips for online shopping
The first move: check the company/individual business qualifications:
1. See if there are any officially registered companies operating. Whether to publish the company qualification certificate and company registration number. Many provincial and municipal industrial and commercial bureaus provide online inquiry or telephone inquiry.
If the company registration information is not published, there must be something wrong!
2. Check the contact information left by the company. Since cheating is illegal, you have left yourself a way out. The contact address is either fake or vague, and the contact numbers are mostly mobile phones and mobile PHS. Can you trust the credibility of a businessman who doesn't even dare to give you a fixed place and a fixed telephone?
3. If a person is operating, you should pay attention. Is there a binding mechanism (such as Alipay adopted by Taobao)? Because the industrial and commercial departments have little binding force on self-employed behavior.
The second measure is to check whether there is any bad record.
A well-run company should be able to search for relevant information on the Internet. Including introduction, news, registration and other information, as well as information about being investigated and complained.
If Taobao Yi Bei Store has a credit evaluation, carefully check the evaluation of customers who have already made a deal.
The third measure is to check whether it is a price trap.
1, the temptation of interest is always the beginning of being cheated. Reasonable profit is the foundation of the company's survival. If the quotation is much lower than the ordinary quotation, or even half price, it must be a trap. Any goods detained by the customs, parallel imports, customs clearance goods and so on are impossible. Can have such a low price. Recently, several "companies" selling mobile phones and digital products at nearly half price in Zhongying Street, Shatoujiao, Shenzhen have been targeted by law enforcement agencies.
2, online shopping, convenient, symmetrical information. Cheap price is also one aspect. One strategy of promotion is to lose money here and make money there. In the supermarket, sometimes cabbage costs 50 cents a catty, you should have seen it. Therefore, it is not surprising that individual low prices, if all low prices, that is a trap.
The fourth measure is to check whether there is a recent transaction delivery record.
As long as any company operates normally, it has the delivery number of express delivery or postal service. The website is required to provide the courier number of the nearest customer, or EMS. According to this number, you can check whether there is a record of successful delivery online. There is no reason to reject this inquiry request, because the customer shopping information will not be displayed.
Fifth, see if you can provide cash on delivery.
Cash on delivery is the key to a liar. We don't expect domestic e-commerce to provide cash on delivery nationwide at present, but the city or region where the company is located should be able to provide cash on delivery services. It also proves that the company has enough strength and is operating seriously. If you can't do this, don't take any chances.
The sixth measure is to check whether the authenticity of the product and the identification method of parallel/licensed products are informed.
Liar companies make a profit by replacing important parts, making the fake genuine, shoddy and confusing licensed parallel products, so they will never tell their customers the identification method.
For example, there are Sony digital cameras with extremely low prices on the Internet, which are lower than the purchase price. After investigation: the original battery is more than 300 yuan. If you change a fake Sony battery, it only costs tens of dollars!
Seventh, check transportation safety and after-sales service.
China people's consumption concepts and habits pay attention to price before payment. The mature consumption concept in Europe and America pays attention to the service after payment. People who shop online are all high-quality people, so it is necessary to improve their consumption concept. Precautions: Pay attention to whether there is compensation for the loss of goods in transit and whether there is an after-sales service warranty commitment. Pay special attention to individual brands, such as Sony digital cameras, which need invoices and warranty cards to get the national warranty.
Eighth, remit money to the company account.
Every registered company has a basic company account, and the account name must be the full name of the company. If you prevaricate about the so-called "company operation" that refuses to use the company account for various reasons, be careful. If the company does not exist or has been cancelled, the bank will return the remittance.
The ninth trick is to entrust local friends to trade.
A liar can cheat online because he can't be found by users, even if the cost is high. It is also a good choice to entrust a local friend to pick up the goods or meet and trade.
The tenth trick is to close the first order with low-priced goods.
Practice is the only criterion for testing truth! If there is no problem with the above judgment, I am still a little worried. I can try to buy low-priced goods and learn more about the company's sales, quality, delivery, service and other information. If I am satisfied, I can gradually buy some other goods with higher value. Reputation is long-term accumulated integrity. But the liar just "catches big fish" and has no time to pay attention to your "small order".