So, can a fund with higher net worth invest?
The answer is of course yes, as long as it is a good fund target.
High net worth funds do not mean that there is little room for growth.
Many investors believe that cheap funds have more growth potential and more room for growth. On the contrary, funds with higher net worth have weaker ability of continuous innovation. In fact, this is also an important reason why many investors prefer new funds. After all, the new fund is cheap.
In fact, the rise of the fund's net value essentially depends on the fund's operation and profitability. As long as the fund manager can make money by investing and improve his management ability, no matter what the situation, he can always give priority to the allocation of high-quality sectors or assets in the market, continuously generate income and continuously improve the net value of the fund.
Excellent fund performance is the most fundamental driving force for the growth of fund net value. The high net value of the fund does not mean that there is not much room for future growth. It is the accumulation of historical achievements and the embodiment of fund managers' investment ability.
Funds with excellent long-term performance do not need to worry about the level of net worth.
Higher net worth does not mean lower cost performance.
If the net value of the fund is 1 yuan, then I can buy 1 ten thousand funds with 1 ten thousand yuan. If the net value of the fund is 2 yuan, then I can only buy 5000 funds with 10000 yuan. In the case of the same principal, the higher the net value of the fund, the less stocks I buy. Isn't that a loss?
Many people will have this idea, which is obviously wrong.
Fund income is calculated by the growth rate of fund net value. As long as your principal remains unchanged, the natural income of funds with high net growth rate will be high, which has nothing to do with the fund share. As long as the total assets of the fund are guaranteed, the income of the fund will not be less.
Use the rate of return to measure a fund.
What kind of fund can I buy?
First of all, the level of net worth must not be the standard of fund trading, nor is it that the cheaper the fund, the better. On the contrary, the higher the net value of the fund, the stronger the ability of the fund manager in the early stage, which makes the net value of the fund hit a new high, but it is the performance of a good fund.
Of course, the low net value of the fund is sometimes caused by regular dividends or splitting of the fund, so it is not necessary to choose the fund only by the net value of the fund.
The second is to measure the comprehensive index of the fund, including the performance of each interval of the fund, comprehensive performance and long-term performance, as well as the long-term ranking and excess return of the fund among similar funds.
In addition, the risk of the fund can not be ignored. While paying attention to the income, we must understand the fluctuation and withdrawal of the fund. It is king to control risks while achieving excellent performance.
Finally, fund managers and fund companies also need us to understand.