The interest is 30 million yuan
Don't choose wealth management and fund products for 30 million. There are certain risks. To ensure the absolute security of the principal, you should either choose the national debt or the time deposits of the four major banks, so that the risk of the principal is the least. National debt does not pay interest every month, which is not suitable for life. If you want to live, you should choose a product that pays interest every month. After all, the monthly interest is equivalent to your salary.
At present, all four major banks have certificates of deposit with monthly interest. Taking China Bank as an example, the interest rate of three-year certificates of deposit with a monthly interest of 8 million yuan can reach 4. 125%. According to this interest rate, the annual interest of the principal of 30 million yuan can reach: 30 million yuan *4. 125%= 123.75.
The monthly interest 103 125 yuan is the total income of many people in one year? If this amount is not enough to live on, what is your background? Wang Sicong? Actually, 103 125 is ten times smaller, and 103 12.5 yuan/month can meet the daily needs of many people.
per capita expenditure
According to the data published by the National Bureau of Statistics, in 20 18, the per capita consumption expenditure in China was less than 20,000 yuan. Your interest income of 30 million yuan a month can be equal to the total consumption expenditure of others for five years, and the interest income of one year can be equal to the total consumption income of others for 60 years. If this income is not enough for your life, then you don't know what to say.
You know, in 20 15, when the state promulgated the Deposit Insurance Regulations, the survey data of the central bank showed that only 0.37% of the bank deposit accounts in China exceeded 500,000 yuan, and your annual interest has reached two 500,000 yuan. To what extent should it be extravagant?
But for those who are too greedy, have no self-discipline, or even rich children, 30 million in the bank is definitely not enough to live.
1) gamblers go to macau several times, and 30 million won't be there;
2) People who have no self-discipline can completely help you defeat 30 million in a few months or even years;
3) From the perspective of rich children, 30 million is only the consumption of 2-3 cars and several yacht trips;
Therefore, what kind of class, what kind of people, what kind of personality and what kind of living conditions determine whether 30 million people can live.